Carriers/Networks
HSA
Medical Plan
Misc.
401k / Profit Sharing
100

The medical insurance carrier

Blue Cross Blue Shield of Michigan

100

The medical plan in which PADNOS contributes money into your HSA 

Bronze

100

The 2 high deductible health plans

Gold & Bronze Plan

100

The allowance for conventional and disposable contact lenses through Eyemed

$115 

100

When are you eligible for the company match?

1 year of service

200

The network of Doctors for MI

Blue Cross Blue Shield of Michigan


200

The maximum contribution amount for single and family coverage levels in 2023

Single - $3,850

Family - $7,750

200

What's the copay for a preventative visit?

No cost to the member regardless of what plan you are on
200

The 2 providers for mental health services

Blue Cross Blue Shield Online Visits & PineRest

200

Which type of 401k plan do you pay taxes on now, but do not pay taxes when you take a distribution at retirement?

Roth

300

The 401k & Profit Sharing carrier

Newport Group

300

You can start investing in your HSA after your balance reaches this amount

$1,000

300

The plan that has the highest out of pocket maximum

Silver

300

How much is the co-pay to use Telehealth? Regardless of which plan you are on.

$0!

300

The total profit sharing contribution for 2022 (paid out in 2023)

11%

400

The carrier for HSA, FSA, and Dependent Care

iSolved Benefit Services

400
The 3 tax benefits of utilizing an HSA

Tax free on contributions from your paystub, tax free when you use it on qualified medical expenses, & tax free on interest earned from investing.

400

The vendor used to administer specialty prescriptions

TrueRx

400

The benefit amount of Long Term Disability

60% of earnings

400

At what age are you eligible to take a distribution from your retirement account without a tax penalty?

59.5

500

Who is the investment manager for the Profit Sharing investment and 401k model portfolios

Granite Group

500

The 2 ways you are ineligible to contribute to an Health Savings Account

1) If you are enrolled in the Silver plan

2) If you have coverage through Medicare

500
In an auto related accident, the plan will start covering medical claims after this amount has been incurred.

$500,000

500

The guaranteed issue amount for employee voluntary life insurance coverage

$130,000

500

What is the interest rate on taking a loan from the 401k plan?

Prime + 2%

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