Solution-Fit
These solutions could be implemented for pay by bank
What are Auth, Balance, Identity, Signal, and Transfer? (Bonus: IDM and Balance+)
% of consumers okay sharing data with lenders
74%
IDV can support this amount of document types
What is 16,000?
This solution accelerates loan decisions by verifying income directly through payroll or bank data.
What is Income?
This MLB team is Ben's favorite
Who are The Yankees?
A rental marketplace wants to screen tenants by verifying income, employment, and account stability.
What are Income + Transactions?
% of lenders that now trust alternative data more than a year ago
88%
Amount of onboarding time cut when integrating Layer
87% of onboarding time
This credit bureau is the most recent partner of ours to introduce cash flow insight data
Who is FICO?
Name one NB-owned pet, that is not your own
Answers vary
These solutions can be used for Insurance underwriting use cases.
What are Income, Assets, and CRA?
The % of higher conversion with returning Link users
11%
IDV average pass rate
What is 91%
Using Plaid Link instead of manual uploads reduces this common cause of application abandonment during loan applications.
What is document friction?
The NB manager who's hometown in Minnetonka, Minnesota
Who is Isabel?
These solutions could be implemented for a cannabis distrubutor
ABI and IDV
The number of users that have chosen to save info with Plaid for easier future logins
75M+
This type of fraud, where criminals combine real and fake identity information to open accounts, is one Plaid helps uncover through multi-attribute identity checks.
What is synthetic identity fraud?
This is the score range for LendScore
What is 1-99?
The name of the RKO hotel
What is the Intercontinental?
A brokerage app has high ACH return rates. This solution would reduce returns immediately.
What is Signal?
The percentage of US consumers who were paid via paper check in 2023.
Plaid Identity Match returns a “no match” on name + phone, but a match on name + email, and Transactions shows consistent payroll deposits over 12 months. What fraud vector does this pattern most likely indicate?
This specific borrower-permissioned financial signal helps lenders assess repayment ability by identifying recurring employer deposits.
What is verified direct deposit (VDD)?
The name of the injury that three legends: Ben, Liyah, and Joe Burrow have all had
What is Turf Toe?