Financial Services
Telephone And Cable
Information Security & Privacy
Kids, Stored Data, And Video Tape
Spam and Patriotism
100
The consumer is guaranteed several rights under this law, including the right to a notice of reporting activities, the right of access to information contained in consumer reports, and the right to the correction of erroneous information that may have been the basis for a denial of credit, insurance, or employment. When a consumer is denied a loan, insurance, or employment owing to information contained in a report, the consumer must be given the name and address of the credit bureau that furnished the report.
What is the Fair Credit Reporting Act, 1970.
100
It is a violation of federal law to broadcast obscene, indecent or profane programming. The law prohibits the utterance of any 'obscene, indecent or profane language by means of radio communication.
What is the Broadcast Decency Enforcement Act of 2005
100
This law requires each federal agency to develop, document, and implement an agency-wide program to provide information security for the information and information systems that support the operations and assets of the agency, including those provided or managed by another agency, contractor, or other source.
What is the Federal Information Security Management Act (FISMA), 2002
100
This was a bill passed by the United States Congress in 1988 and signed into law by President Ronald Reagan. It was created to prevent what it refers to as "wrongful disclosure of video tape rental or sale records [or similar audio visual materials]." Congress passed the law after Robert Bork's video rental history was published during his Supreme Court nomination.
What is Video Privacy Protection Act (VPPA)
100
This bill permits e-mail marketers to send unsolicited commercial e-mail as long as it adheres to types of compliance: A visible and operable unsubscribe mechanism is present in all emails. Consumer opt-out requests are honored within 10 days. Opt-out lists also known as Suppression lists are only used for compliance purposes. Accurate from lines (including "friendly from's") Relevant subject lines (relative to offer in body content and not deceptive) A legitimate physical address of the publisher and/or advertiser is present.
What is CAN-SPAM Act of 2003
200
Under this legislation, persons who discover errors on their statements have 60 days to report the error or they are responsible for the loss. Legal liability for lost or stolen cards is limited provided that the financial institution is informed of the loss or theft.
What is Electronic Funds Transfer Act, 1978?
200
This act was designed promote competition and deregulate the cable industry. The act established a national policy for the regulation of cable communications by federal, state, and local authorities.
What is the Cable Communications Policy Act of 1984
200
Provisions of this act addressed the distribution of malicious code and denial of service attacks. Congress also included in the act a provision criminalizing trafficking in passwords and similar items related to accessing the computers of the Federal Government.
What is Computer Fraud and Abuse Act (CFAA)
200
This law governs online collection of personal information by persons or entities under U.S. jurisdiction from children under 13 years of age. It details what a website operator must include in a privacy policy, when and how to seek verifiable consent from a parent or guardian, and what responsibilities an operator has to protect children's privacy and safety online including restrictions on the marketing to those under 13.
What is Children’s Online Privacy Protection Act (COPPA), 1998
200
This law allowed government agencies to gather "foreign intelligence information" from both U.S. and non-U.S. citizens, and changed FISA to make gaining foreign intelligence information the significant purpose of FISA-based surveillance
What is the Patriot Act.
300
This legislation permitted banks, insurance companies and investment banks to offer each others' products for the first time since the Great Depression. The same companies could offer insurance, brokerage services and/or regular banking services. Critics maintain that it caused banks to take on unnecessary risks that led to the late 2000s recession.
What is the Financial Services Modernization Act of 1999
300
This law extended government restrictions on wire taps from telephone calls to include transmissions of electronic data by computer.
What is the Electronic Communications Privacy Act of 1986
300
This law was passed in response to states selling motor vehicle records to private industry. These records contained personal information such as name, address, phone number, SSN, medical information, height, weight, gender, eye color, photograph and date of birth.
What is (1994) Driver's Privacy Protection Act
300
This law requires that K-12 schools and libraries in the United States use Internet filters and implement other measures to protect children from harmful online content as a condition for the receipt of certain federal funding.
What is Children's Internet Protection Act
300
This law criminalizes production and dissemination of technology, devices, or services intended to circumvent measures (commonly known as digital rights management or DRM) that control access to copyrighted works. It also criminalizes the act of circumventing an access control, whether or not there is actual infringement of copyright itself.
What is the Digital Millenium Copyright Act
400
Under this legislation a covered entity may disclose Protected Health Information to facilitate treatment, payment, or health care operations without a patient's express written authorization, but any other disclosures of such information require a provider to obtain written authorization from the individual for the disclosure.
What is HIPPA?
400
Prohibits solicitors from calling residences before 8 a.m. or after 9 p.m., local time. Requires solicitors honor the National Do Not Call Registry. Requires solicitors provide their name, the name of the person or entity on whose behalf the call is being made, and a telephone number or address at which that person or entity may be contacted. Prohibits solicitations to residences that use an artificial voice or a recording.
What is Telephone Consumer Protection Act (TCPA) of 1991.
400
This law gives students access to their education records, an opportunity to seek to have the records amended, and some control over the disclosure of information from the records. With several exceptions, schools must have a student's consent prior to the disclosure of education records after that student is 18 years old.
What is the Family Educational Rights and Privacy Act (FERPA)
400
This law provides criminal penalties for anyone who "intentionally accesses without authorization a facility through which an electronic communication service is provided or… intentionally exceeds an authorization to access that facility; and thereby obtains, alters, or prevents authorized access to a wire or electronic communication while it is in electronic storage.
What is Stored Communications Act (1986)
400
Title VIII of this law consists of seven sections and is also referred to as the "Corporate and Criminal Fraud Accountability Act of 2002". It describes specific criminal penalties for manipulation, destruction or alteration of financial records or other interference with investigations, while providing certain protections for whistle-blowers.
What is Sarbannes Oxley Act
500
Under this law, telemarketers have up to 31 days (initially the period was 90 days) from the date a number is registered to cease calling that number. Originally, phone numbers remained on the registry for a period of five years, but are now permanent because of the Do-Not-Call Improvement Act of 2007.
What is the Do Not Call Implementation Act of 2003
500
the first time that the Internet was included in broadcasting and spectrum allotment. One of the most controversial titles was Title 3 ("Cable Services"), which allowed for media cross-ownership. According to the FCC, the goal of the law was to "let anyone enter any communications business—to let any communications business compete in any market against any other."
What is the Telecommunications Act of 1996
500
This law permits sharing of personal information between companies joined together or affiliated. requires financial institutions to provide each consumer with a privacy notice at the time the consumer relationship is established and annually thereafter. The privacy notice must explain the information collected about the consumer, where that information is shared, how that information is used, and how that information is protected. The notice must also identify the consumer’s right to opt out of the information being shared with unaffiliated parties pursuant to the provisions of the Fair Credit Reporting Act.
What is (1999) Gramm-Leach-Bliley Act
500
This law provides that electronic signatures and records are just as good as their paper equivalents, and therefore subject to the same legal scrutiny of authenticity that applies to paper documents.
What is What is Electronic Signatures in Global and National Commerce Act (ESIGN)
500
Title III of this law consists of eight sections and mandates that senior executives take individual responsibility for the accuracy and completeness of corporate financial reports. It defines the interaction of external auditors and corporate audit committees, and specifies the responsibility of corporate officers for the accuracy and validity of corporate financial reports.
What is Sarbannes Oxley Act
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