Personal Auto/ Recreational Vehicles/ Watercraft
______ are any trailer weighing 2,000 lbs. or less, designed to carry and transport personal effects, articles of household furniture, loads of trash and rubbish, or not to exceed two horses over the public roadways.
Utility Trailers
____ and ____ are excluded perils on the standard homeowners policy, but they may be added as optional coverages, either by endorsement or stand-alone policies.
Earthquake and Flood
_____ is coverage that helps protect against losses and repair costs for a condominium unit.
Condominium Insurance or HO6
True or False:
Age is the main determining factor in needing long-term care.
False
What is the name of the new member of Indio introduced to us by Chase who specializes in Personal Lines insurance?
Nate Zimmer
A PDF is asking the applicant to provide a schedule of watercraft to be insured. What is the correct repeatable entity to use? Provide the correct and complete title of the repeatable entity.
Watercraft Information (R)
PDF asked a schedule of valuable possessions, such as jewelry, fine art, silver, antiques, and furs. What repeatable entity should we use?
Scheduled Personal Property (R)
It provides liability insurance and the tenant's personal property is covered against named perils such as fire, theft, and vandalism. It also pays expenses when the dwelling becomes uninhabitable.
Renters' Insurance or Tenants' Insurance
_____ pays you or your beneficiaries a set amount of money if your death or dismemberment is the direct result of an accident.
AD&D Insurance / Accidental Death and Dismemberment
These policies protect against different kinds of personal risks that would lead to potentially crushing financial losses caused by fire, theft, natural disasters, death, accidents, lawsuits, and illness.
Personal Lines Insurance
Give atleast three (3) optional coverages for Personal Auto Insurance.
Collision, Comprehensive, Emergency Roadside Assistance, Rental Reimbursement
•Other optional coverages include GAP, new vehicle replacement, ride-sharing, sound system, and antique vehicle.
Protects against claims arising from accidents or property damage to others on property they own or rent. With a few exceptions, such as auto or boating accidents, ______ provides coverage for the policyholder wherever they go.
Personal Liability - Coverage E
Based on Wiki, Landlords' or Dwelling Fire Insurance will normally cover standard perils such as: ____
There are seven. Give at least three.
fire, lightning, explosion, storm, escape of water, theft, and malicious damage
What are the three (3) parties to the Life Insurance?
Insured, Policyholder, Beneficiary
You are building a Homeowners' Insurance application. The PDF asked for the Applicant and Spouse's Name. What fields should you use?
Name of Applicant - 8fUJcTlmkZTN
Co-Applicant Name: - PUnVOjWhNvOa