One Elite Recognition Program
The number of new applicants at the credit union. To be considered this, the applicant must open a share savings account.
What are new memberships?
This one does not have a service fee
What is Free Checking?
Also known as a credit builder loan
What is Shared Secured Loan
Members use this to as proof they can operate a vehicle and get identified at the branch
This document is the first document listed on the letters/docs page in loanspq for auto loans
When you fund any loan you get credit for both ____ & ______
What are units & dollars?
This one offers identity theft monitoring
What is Benefits Checking?
The max term for an auto loan
What is 84 months
This report will catch potential fraud in ChexSystems
What is the Qualifile Report?
This document needs to be signed by the individual who will be listed on the title but not on the loan
What is the non borrower security agreement?
You may not get credit for the number of club savings accounts you open but you do get credit for the number of _______ (examples include Benefits & Free)
What are Checking Units/Accounts?
This one has a $12 monthly fee that can be waived
What is Premium Checking?
A member must be considered in _____ ______ to move forward with a loan application. (hint: opposite of bad sitting)
What is good standing?
This report allows me to see open and closed tradelines
If a member does not meet the minimum requirements for credit scoring to waive income, we must collect
What is POI or Paystubs?
Getting a positive review on Google or Yelp
What are magical moments?
The monthly service fee for the Benefits Checking account is...
The system we check to see if a person record exists
What is DNA?
The extension to Risk
What is 6565
This document must be filled out if a member has a checking account that gives them a .25% discount
What is the Benefit Checking Rate Discount?
GAP, VSC and Debt Cancellation are examples of these
What are Loan Protection Products or LPP?
The rate discount for the Benefits Checking account is...
What is .25%?
The minimum credit score to waive income on a credit card
What is 730?
The device we use to see security features on a card
What is Fraud Fighter?
The name of the document that tells us if a member is approved for credit flex
What is LRS?