Coverages
Definitions
Endorsements
Yacht Policy
Boatsaver Policy
100
Fuel Spill coverage is this amount on all BoatUS policies.
What is $854,400?
100
This person is related to you by blood, marriage or adoption and resides in your household.
What is family member?
100
This endorsement reduces the deductible by 25% each year the insured does not have a claim.
What is Diminishing Deductible?
100
This amount is paid if the boat is a total loss.
What is the Agreed Hull Value stated on the Dec page?
100
This amount is paid if the boat is a total loss.
What is Actual Cash Value?
200
This is the amount of commercial towing on all BoatUS policies.
What is $250/$500?
200
This person is listed on the Declarations page.
What is named insured?
200
This endorsement eliminates depreciation in the event of a partial loss.
What is Depreciation Waiver?
200
These are the two standard deductibles available.
What is $250 and $500?
300
An additional $25,000 of medical coverage is given for these individuals.
What is family members?
300
The value stated on Dec page under Coverage A which insured will receive if boat is totaled.
What is Agreed Hull Value?
300
This endorsement gives the insured $5,000 of Fishing Equipment coverage and $500 for tournament reimbursement.
What is Angler Endorsement?
300
This covers a faulty repair from a covered loss.
What is Lifetime Repair Guarantee?
300
This is how depreciation is calculated for a partial loss.
What is 10% per year beginning with the year of manufacture?
400
This deductible applies to VA, NC, SC, GA, FL, AL, MS, LA, TX, the Bahamas, Mexico and Caribbean.
What is Named Storm Deductible?
400
This is a boat that does not exceed 15', including an outboard which does not exceed 25 and must be used as a tender to the insured boat.
What is Dinghy?
400
This endorsement gives $5,000 of coverage for skis and other equipment, $5,000 of Medical coverage, and $500 of tournament reimbursement.
What is Watersports Endorsement?
400
This is the deductible for the trailer.
What is $50?
400
The trailer deductible is this amount.
What is $100?
500
The coverage limit for Investigative Services is this amount.
What is 5% of the Agreed Hull Value?
500
A watercraft which an insured buys during an active policy period that is covered for first 30 days after purchase.
What is Newly Acquired Watercraft?
500
The Pet Medical Endorsement only covers these animals.
What is domesticated dog or cat?
500
This covers non-boating personal items.
What is Personal Effects?
500
What are the parameters for a boat to qualify for a Boatsaver policy?
What is boats under 30' and $75,000 or less in value?
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