Provide an example of an Automobile Exposure & Control.
example - driving record - exclusion
100
Can we write 3 PPT's titled as an Individual Legal Entity?
No, why?
100
Plumbing Contractor, 3 light trucks works mostly on commercial bldgs. CSRM 1 state. - 2 drivers both over 25 yrs old.
YES
100
Name 4 Optional Coverages for Business Auto?
ENOC, DOC, Hired Auto, Rental Reimbursement.
100
What is the name of Allstate's spokesperson?
Dennis Haysbert
200
Provide an example of a rating factor that effects Premium.
Vehicle size, business use, radius, industry class, driver class, insurance score
200
Can we write 4 PPT's & 2 Trucks titled to an Individual Legal Entity?
Yes, why?
200
An agent has called you with an Auto risk that isn't in Allstate's market direction. Give an example of "switching the pitch."
Declination and Direction
200
What are the general guidelines for Driver's License & Experience?
3 years licensed and 2 years experience
200
What is Diana Seick's (UW Manager) obsession?
Twilight
300
What were the business names of the two case studies we worked on?
Michael Pfaff & Chris Doheny dba PeeDee Speedy Delivery & Mama Mia Pizza Delivery
300
A cleaning service that does 80% Commercial & 20% Residential. What would be the Primary & Secondary Codes?
01199 Service All Other
300
Self employed individual hauls for one concern. Their motto is we get it there when the other’s can’t. 2 light vans rated commercial 990. Is this eligible?
NO.
300
Give an example of an unacceptable vehicle type per RMP's?
church bus, ambulance, etc...
300
What does the ABIC stand for? Why was the ABIC created?.
Allstate Business Insurance Center. To work with the 80% of Allstate Agents that generate 20% of our business.
400
If I asked you, "What do examiners do all day?" How would you respond?
Investigate/ask questions and make decisions!
400
Farm risk with 2 vehicles - 1 passenger van used to transport migrate workers to the crops & 1 extra-heavy flatbed used on the farm only. Would you write this?
No as the 33% rule isn't met. What if the vehicle was heavy? Concerns?
400
Give 3 examples of how ABIU can provide an outstanding customer experience?
Answer all calls promptly, give correct information, being professional, return calls/information when say you will, words and actions match.
400
For Business Auto, what timeframe is considered "new in business" when we can waive the prior insurance requirement?
Without looking at any notes.......what are the Underwriting 7 Steps in order?
Analysis of Insured
Analysis of Hazards & Coverages
Analysis of Exposures & Controls
Anaylsis of Premium
Analysis of Company Philosophy & Special Factors
Make Appropriate Decision
Follow Through
500
Bucky Rover works for General Electric as a janitor. About 12 times a year he uses his pick up truck to haul a concession trailer to festivals within 200 miles. Is this a business insurance exposure? Would you write this?
Yes, Yes
500
What was the name of your business for your Case Study?
Four Cousins?
500
What is the definition of an "auto" per the Business Auto Coverage Form?
licensed for road use
subject to compulsory/financial laws