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DEDUCTIBLE WHICH IS CALCULATED ON AN ANNUAL BASIS, AND NOT PER OCCURRENCE
WHAT IS A HURRICANE DEDUCTIBLE?
THIS COVERS YOU IF YOU ARE IN AN ACCIDENT CAUSED BY SOMEONE WHO HAS NO INSURANCE
WHAT IS UNINSURED MOTORIST?
IN THE INSURANCE WORLD, NFIP STANDS FOR THIS
WHAT IS NATIONAL FLOOD INSURANCE PROGRAM
I AM OFTEN REFERRED TO AS A BOP
WHAT IS A BUSINESS OWNERS POLICY?
THIS ENDORSEMENT MAKES SURE YOU GET NEW PERSONAL PROPERTY IN THE EVENT OF A CLAIM
WHAT IS PERSONAL PROPERTY REPLACEMENT COST
YOU WILL NEED ME IF YOU ARE IN AN ACCIDENT AND YOU NEED SOMETHING ELSE TO DRIVE WHILE YOUR VEHICLE IS BEING REPAIRED
WHAT IS RENTAL CAR REIMBURSEMENT?
I AM A POLICY THAT IS NOT ONLY FOR A RAINY DAY
WHAT IS AN UMBRELLA POLICY?
YOU NEED THIS COVERAGE IN CASE YOU, AS A PROFESSIONAL, MAKE A MISTAKE OR OVERSIGHT WITH YOUR SERVICES
WHAT IS PROFESSIONAL LIABILITY OR E&O?
THIS IS A SEPARATE POLICY SINCE HOME POLICIES EXCLUDE COVERAGE FOR ME
WHAT IS FLOOD?
IF YOUR KID HAS GOOD GRADES YOU MAY BE ELIGIBLE FOR THIS
WHAT IS GOOD STUDENT DISCOUNT?
VALARI LIKED TO TELL THESE ABOUT CLIENT BLUNDERS
WHAT IS A D.A. STORY?
MANY REFER TO ME AS GL FOR SHORT
WHAT IS GENERAL LIABILITY?
MANY THINK THE DWELLING COVERAGE IS DETERMINED BY THE APPRAISAL, BUT THIS IS USED TO DETERMINE THE CORRECT AMOUNT OF INSURANCE
WHAT IS REPLACEMENT COST ESTIMATOR (RCE)?
INSURANCE COMPANIES USE THIS TO HELP DETERMINE IF YOU ARE A RISKY DRIVER
WHAT IS MOTOR VEHICLE REPORT (MVR)?
JOHN ALWAYS STARTS HIS 60 SECOND BY SAYING
WHAT IS BRIGHTWAY IS THE RIGHTWAY?
I'M VERY IMPORTANT IF YOU OR YOUR EMPLOYEES USE A PERSONAL VEHICLE FOR BUSINESS REASONS
WHAT IS HIRED NON-OWNED AUTO?
I HELP PAY TO BRING THE HOME UP TO CURRENT CODE REQUIREMENTS IF YOU HAVE A CLAIM
WHAT IS ORDINANCE & LAW COVERAGE?
YOU NEED ME IF YOU HAVE AN ACCIDENT WITH ANOTHER MOVING VEHICLE
WHAT IS COLLISSION COVERAGE?
WHILE I MAY SOUND NAUTICAL, I AM MORE ABOUT BLING THAN BOATS
WHAT IS INLAND MARINE?
A BUSINESS DOESN'T WANT ME UNTIL AN EMPLOYEE GET HURT
WHAT IS WORKERS COMP?