Bank Secrecy Act
OFAC stand for...
Office of Foreign Assets Control
Where is your RED folder located?
Greeter Cabinet
List activity and responsibilities of the lookout during opening procedures.
1. Remain in your locked vehicle, parked at or near the parking lot entrance or on the street with a clear view of the bank. It is very important that the lookout be parked with the engine running some distance from the other employee and entry door.
2. Be prepared to leave and contact law enforcement, the security coordinator and Corporate Security if anything unusual occurs (See “Notifying Law Enforcement”) by having cell phone handy or access to a pay phone and correct change.
3. Be alert and observe all activities in the immediate area to include employee entering banking office and point of entry.
4. If approached by stranger(s), leave the area and contact law enforcement.
5. If the appropriate all-clear signal is given, park vehicle as close to the entry door as possible but at least two parking spaces away from the first employee’s vehicle. Be prepared to enter the building by having keys in hand, ready for use. Lock the door immediately upon entering.
taking advantage of the float to make use on non-existent funds in a checking or other bank account
What is kiting?
A robber has just left the building, name the 2 most important security measures you and your coworkers can take.
What is lock the doors to the building and call 911?
Beneficial ownership Certification is required to be obtained in these circumstances
What are opening a new product or any change in signers or ownership?
These are two activities we can do to deter robbery and/or theft.
1. Welcome all guests that come into the lobby or arrive in the drive through.
2. Maintain proper specified cash limits in locked drawers.
Common methods used by closing-hour robbers.
1. Hiding on the premises until customers have left.
2. Attempting to be the last customer served.
3. Posing as a customer, stalling until all but one or two employees have left.
Two types of fraud other than credit card fraud.
What are:
bank fraud
name identity fraud
mail fraud
computer fraud
Members of the media arrive after a robbery who should talk with them?
What is Police or FBI?
In what year was the enactment of the USA Patriot Act?
EST. 2001
Name at least two actions you should take during a holdup (think safety first).
1. Obey the robber’s instructions.
2. Avoid any action(s) that might endanger yourself or others.
3. Make mental note of the robber’s description
4. Give the robber(s) no more money than is demanded – include bait money if safe to do so
5. Do not answer any telephone unless specifically instructed to do so by the robber(s)
6. If a holdup note is presented, remove it from the robber’s site. Try to keep it, if this can be done safely. a. Attempt sliding the note to the edge of the counter and letting it fall to the floor. b. Do not handle it unnecessarily. c. It may contain valuable evidence (fingerprints, handwriting, wording, the paper itself, etc.).
7. Observe the robber’s direction and method of escape. DO NOT EXIT THE BANK
Freebie
Cobb Award
A warning placed on your credit reports that tells creditors to follow certain procedures before making changes to your account or opening new ones.
What is a fraud alert?
Information we do not release to the media.(At least one example)
1. Names and addresses of victims, witnesses, or other people present during the robbery.
2. Amount of loss.
3. Information regarding security devices, procedures, etc.
This is the name of the report to be filed for cash transactions involving more than $10,000.01
What is the Currency Transaction Report?
These are the four types of robberies.
Lone Bandit, Branch Take-over/Take-Down, Morning Glory, Closing-Hour
Define dual control.
Verification under the authority of 2 individuals monitoring, witnessing, and processing tasks together at all times.
The practice of pretending to represent a financial institution or company requesting personal information via email
What is Phishing?
What to do before entering the building for opening in the morning
What is check surroundings?
These are the four pieces of information which the Bank must obtain for every new customer as required by regulation.
What is legal name, date of birth, physical address, and tax payer identification number?
List 2 things not to do after a robbery.
a. Lock cash drawers and await instructions.
b. DO NOT handle any equipment or have contact with any area touched or used by the robber(s) – advise others to stay away from these areas.
c. DO NOT discuss the holdup until you have recorded your recollection of the events and the description(s) of the robber(s).
d. DO NOT talk to reporters or permit yourself to be photographed.
e. DO NOT service customers in the bank until advised to do so by the security coordinator or senior-most bank officer on-site.
OFAC publishes the SDN (Specially Designated Nationals) list, Name 3 famous individuals on that list?
1. Leonel Messi
2. Jackie Chan
3. Petro Poroshenko (President of Ukraine)
Software that can be installed on your computer without your consent to obtain personal information that can lead to identity theft.
What is Spyware?
The last employee to leave the building is responsible to do...
What is make sure the doors are locked and set the alarm?