budgeting
what is a budget
a budget is a plan for how you spend your money
the money you make?
income
bills that change in cost every month is a______?
variable expense
save a $____ emergency fund
$500
the average family spends over 1,800 dollars on____ per year
clothes
you should create your budget at the beginning of every______
Month
_____ is the first priority in your budget
Giving
an expense that stays the same in cost every month?
Fixed expense
get out of a______ and stay out of ______.
debt;debt
money fights are the leading cause of________ in America.
Divorce
the main part of budgeting is ?
Consistency
setting money aside for saving goals is?
Saving
an expense that only happens at certain times out of the year?
intermittent expenses
pay cash for your______?
Car
A _____ _______ _______ is a record of all income and outcome over a period of time
Cash-flow statement
a budget is 20% head knowledge and 80%_____
behavior
includes everything else you spend money on?
spending
an expense that is not essential is a_____ expense?
Discretionary expense
pay cash for______?
collage
the average household spends about $_______ on groceries every month
$370
what % of Americans budget
35% of Americans budget
by following these four things you can budget_____?
Successfully
expenses are a_____ ?
necessity
Build____ and give
Wealth
the average family spends about $______ on dining out each month
$290