Real Life Scenarios
Your phone bill is due, but a friend invites you out to dinner. What do you pay first?
The phone bill
What is a “budget”?
A plan for how you spend and save your money, answers vary
What’s one way to stop yourself from impulse buying?
Wait a day before buying, answers vary
What does it mean to “save money”?
To keep money for later use
Which animal can sleep standing up?
A horse (and sometimes cows!)
You get $50 for your birthday. What’s one good way to split it?
Spend some, save some
Why is it helpful to write down what you spend?
So you can see where your money goes, answers vary
Why is it good to compare prices before shopping?
To find the best deal or save money
Name one thing you could save for.
Vacation, new clothes, emergency, birthday gift, etc.
What animal carries its house on its back?
A snail or turtle
You lost your wallet with $40 inside. What could you do differently next time?
Keep less cash or store money safely
If your income is $800 and your bills are $750, how much is left?
$50
You see shoes on sale for $30 but don’t need them. What’s the smart choice?
Skip them and save the money
Why is it smart to have an emergency fund?
So you’re ready for surprise costs (like repairs or medical needs)
Which bird is famous for copying sounds — even human voices?
Parrot
You want to save for a $200 tablet. You can save $25 a month. How long will it take?
8 months
What should you do if your bills are more than your income?
Cut spending or find ways to earn more, answers vary
What’s a smart way to spend your money when you get paid?
Pay your needs and bills first before wants
What’s one way to help yourself save regularly?
Set aside a small amount each week or month automatically, answers vary
What animal can turn its head almost all the way around?
Owl
You planned to save $50 this month, but an unexpected $40 expense came up. What’s the best way to handle it without giving up on your goal?
Pay the expense, then adjust by saving what you can — even a smaller amount — and get back on track next month.
You make a budget and realize you keep spending more on snacks than you planned. What’s one change you could make next month?
Adjust your budget or cut back on snacks to stay on track.
You see something you really want online, but it’s not in your budget. What’s one smart way to handle it?
Add it to a wish list and save up for it instead of buying right away.
You want to save $300 in three months. What can you do if your budget is already tight?
Cut small expenses, save a few dollars at a time, or find small extra income (like chores or selling items)
Which sea creature has no bones but can squeeze through tiny spaces?
An octopus!