Income & Debt Mgmt
A second mortgage that gives the borrower cash based on the value of the home.
Home Equity Line of Credit (HELOC)
List of the names and contact information for closest family and friends, lawyers, accountants, doctors, etc. Label the names with “sibling,” “friend,” “attorney,” etc.
Key Contact List
Partners in comfort and emotional and spiritual support at the end of life. Covered by Medicare.
Hospice
This is health insurance for individuals over 65 years old and for those with disabilities or with end-stage renal disease (permanent kidney failure requiring dialysis or a transplant)
Medicare
When criminals search through trash to find personal information to steal
Dumpster Diving
This program provides USDA foods to income-eligible households residing in designated areas near reservations or in Oklahoma.
Food Distribution Program on Indian Reservations (FDPIR)
This is a legal document that gives the agent power to make decisions if you become incapacitated, providing legal agency at a time when you are no longer able to.
Durable Power of Attorney
Private apartment living with vibrant social activities for active seniors.
Independent Living
Covers accidental death. This pays out for loss of limbs, sight, and hearing, and is typically offered through workplaces.
Accidental Death and Dismemberment (AD&D)
This type of scam involves an individual engaging in a relationship, either online or in person, with the only intent being to obtain money.
Romance Scam
Benefits that help low-income households purchase food
SNAP or Supplemental Nutrition Assistance Program
This document outlines who receives your assets after your death.
Last Will and Testament
Furnished apartments and attentive care for short-term recovery and caregiver relief
Respite Care
Pay a varying amount for a definite length of time or lifetime. Amounts depend on variables such as profits, cost-of-living indexes, or annuity funds.
Variable
Please that is federally endorsed website for accessing consumer credit reports.
Dividends from tribal earnings that are paid out per person.
Per Capita
If you choose, make arrangements with physicians and pharmacists so you can obtain life-ending medication when you have less than six months to live. This process must be established prior to the onset of early dementia.
Death with Dignity Process
The Department of Veterans Affairs (VA) or Social Security Administration (SSA) may appoint someone to manage benefits for an individual who cannot manage their own. This person is only responsible for managing benefits from the respective agencies that name them.
Government Fiduciary/VA Fiduciary or SSA Representative Payee
A term used in life insurance to describe a policy that can provide lifelong coverage.
Cash Value
When scammers promise high returns to investors and money from new investors are used to pay previous investors
Ponzi Scheme
A tax-advantaged personal savings plan where contributions may be tax deductible
Traditional IRA
While you are alive, and if you succumb to old age or disability, you can act as your own trustee and use this type of trust to appoint successors.
A Revocable Living Trust
Paying off the high interest rate debt first.
Debt Avalanche
If you are healthy, this life insurance policy can be the cheapest. This application typically includes a medical exam and questions about family history, hobbies, and travel plans.
Fully Underwritten
The term used when family members are entitled to inherit remaining assets from an estate without a will
Intestacy