Intro
Priorities
Investment
Hourglass Bottom 1
Investment
Hourglass Bottom 2
Investment process of
building your portfolio
100
When should we start our investment?
Yesterday
100
What is mortgage loans?
A loan that is secured by property or real estate
100
True or False Is bank your friend?
False
100
How many countries brother PJ has been to?
36
100
True or False We cannot negotiate when we buy car
False
200
who should we put at first in our life?
The Lord
200
True or False I should always accept Free Money
True
200
Do we manage retirement assets and taxable assets the same way?
no. should be managed differently
200
what's the funny (different way of saying) name of "diversifying portfolio"?
"don't put all eggs in one basket"
200
How many steps are there in the investment process of building your portfolio?
5
300
True or False People cannot control savings, asset allocation, time, and expenses.
Fault
300
If I expect to have a considerably lower tax rate when I retire, Should I have a tax deferred or a tax eliminated retirement investment?
Tax Deferred
300
How long we need to accumulate our income in the emergency fund?
3-6 months
300
what's are two ways to diversify portfolio?
deepen and broaden
300
what is the equation to know what your target monetary goal should be for your portfolio?
(monthly income * 4)/ .2
400
what is the factor we cannot control?
The return.
400
What is the tax rate on capital gains?
15%
400
What is the tip of building a core?
Investing in a large-capitalization stock mutual fund or index fund.
400
what is sector fund?
Sector funds are mutual funds that follow a specific industrial sector, such as technology or financials.
400
What are the percentages that your portfolio should be divided up into?
60- core 20- emergency fund (bonds and cash) 10- small cap 10- international funds
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