College!
When do I need to start community college in order to be eligible for two years of FREE classes?
This fall, September 2023
What is a trade?
A job that requires special training, but not necessarily college.
How many "paths" or tracks did we discuss this semester?
5: College, trades, direct to workforce, travel/service, military
When is the best time to start saving for retirement?
RIGHT NOW
Explain the 50, 20, 30 rule?
50% Needs
30% Wants
20% Savings
What must I fill out in order to be eligible for grants and other free money to support me during my time in college.
Online FAFSA- Free Application for Federal Student Aid
Name three benefits of joining the military
Free housing, free education, health care and dental benefits, VA house buying loan, enlistment bonus, retirement/pension options
If you are self employed or only a part time employee, what benefits are you typically eligible for?
NONE! You must save for your own retirement and buy your own health insurance on the market. you will not be paid for sick days or receive vacation time.
How much money do you need to start renting an apartment?
First and last months rent and security deposit (also any additional pet fees, application fees etc). In other words, about $3,000 dollars depending on the place.
What happens if I drop out or fail at college?
Pick the next track and try something else!
Explain how Moody's Collision employment track works.
You start in cleaning and get trained to do more and more jobs until you have learned the trade and can make good money. Unlimited overtime.
What is a way that you could travel without needing a lot of money.
WWOOFing, Service Jobs like Civilian Conservation Corp, Peace Corp etc
If you need to have your appendix out and the procedure costs $70,000 and you have NO health insurance, how much do you have to pay?
$70,000
What does CD stand for when talking about banking?
Certificate of Deposit
What are three ways college support the success of their students?
Tutors, counselors, clubs and sports, advisors, libraries, Resident Assistants, Admissions offices, Financial Aid offices etc
What do you need to be eligible to work at Portsmouth Naval Shipyard?
18 years old and a high school diploma
What company can connect me to a job if I find myself jobless with no idea what to do?
Manpower
What is one way you can maximize your retirement through your employer?
Buy into the 401K and maximize your employers matching contributions.
Name three things that influence your credit score
Your payment histories on credit cards and/or loans. How many credit cards and/or loans you have. How many checks you have on your credit score.