Pre-Account Check
What is the required credit score?
600
What must be entered on the application for the business SSN?
EIN
Which business checking account earns dividends?
Business Checking
When do we pull ART?
When it is a non-member
Gabby and Krish
What is the first step of the "Pre-Account Opening Procedures"?
Validate the business
What should not be on the business activity page?
blanks
Which account has no check writing capabilities?
Business Money Market
How do you find the NAICS code? Website name?
The United Census Bureau
List some things a business account member can do through online banking?
Account Compromise
Wire
M2M
A2A
Bill Pay
What are the three eligibility requirements for a business account with DCCU?
County
Retired or Current Airlines employee
Existing member
How many authorized signers can be on the account?
Unlimited
Which online services can business account with DCCU not use?
Zelle
What can an authorized signer do on the membership?
Can transact on the account
Who do you contact for Merchant and Payroll Services?
Commercial Deposit Services
What are some red flags when opening a business account?
Altered of forged docs or app
ID or personal info is inconsistent
Reassembled app
Fictitious address
ART red flags
Which pages need to be re-signed if an authorized signer fails credit check?
2, 7 and 8
Which product earns reward points?
Business Visa CC
What does CDD stand for?
Customer Due Diligence
What does warning code 32 mean?
Important Business Contact (IBC)
What documents should the member add to the application before opening the account?
Operating Agreement
DBA filing (if needed)
Articles of organization
How much of the business can authorized users own to be on the DCCU account?
25%
How would you add shares to an existing business account?
Refer to Deposit Services.
How do you do a withdraw for a non-profit account?
Have to issue a check for the business
What is the deposit services extension? Bonus points for option.
7-4659 opt 2