Checking
This checking account is ideal for digitally-savvy clients, seamlessly blending checking and payments in one simple application.
What is Business Essentials?
This credit card offers $100 statement credit after 11 consecutive monthly software transactions.
What is Business Triple Cash?
This enhanced version of online banking provides business customers with a more robust set of features to better meet their additional needs.
What is SinglePoint?
A Business Essentials client can get a mobile card reader free, or they can opt for a handheld terminal for this low monthly rate.
What is $15 a month?
Clients can get up to $50,000 in the unsecured version of this loan, which can go from application to approval to funding in just a few short hours.
What is a Quick Loan?
If a client doesn't have $10,000 to keep in their Gold checking account, they can waive the monthly maintenance fee by utilizing this service.
What is Payment Solutions / Merchant Services?
This card has no set categories where a client earns rewards - it gives 2x points in the top two categories a client spends every month, automatically.
What is Leverage?
This service allows a client to tell the bank which checks have been issued off an account, and stops checks that haven't been authorized from being paid.
What is Positive Pay?
Thanks to same-day funding, a client can have the money from their sales in their account within hours, even on these two types of non-business days.
What are weekends and holidays?
Loans backed by this government agency are often easier to qualify for than conventional loans, making them an attractive option for many businesses.
What is the Small Business Administration (SBA)?
The nonprofit checking features no monthly fees or minimum balance, as well as 1,800 no-fee transactions and 300 cash deposit units per this length of time.
What is a calendar year?
The credit cards in this group allow you to pool the rewards from the consumer and business versions, helping clients maximize benefits across all their spending methods.
What is Altitude?
A client can seamlessly integrate their online banking with this popular accounting software - all they need to do is log in and link their accounts.
What is QuickBooks?
U.S. Bank is so confident that we can meet or beat an eligible client's current processing rates that if we can't, we'll give them a Visa gift card for this dollar amount.
What is $1,000?
The $150 annual fee for a cash flow manager is waived for lines over this dollar amount.
What is $50,000?
A client can earn up to $1,200 when they open this type of checking account with our current promotional offer.
What is Platinum Business Checking?
The Business Power card offers 2.5X points on up to $5,000 in quarterly spending on purchases made using this payment method.
What is mobile wallet? OR What is virtual wallet?
SinglePoint lets clients make this type of wire transfer, which is not available in the other consumer or business versions of online banking.
What is international?
A client can reduce or eliminate what they pay for accepting cards by passing the cost on to the customer - a practice commonly known as this.
What is a surcharge?
Equipment finance loans up to 60-month terms do not require clients to pay an initial sum up front - more commonly known as this.
What is a down payment?
The Premium business account offers a service to offset the $33 monthly maintenance fee based on account balances, known as this.
What is an Earnings Credit?
The Business Connect card does have a cap for the 4x points it gives on travel, gas, and EV charging, but it won't drop to back to the base 1x until a client hits this dollar amount for their annual spending.
What is $150,000?
We have several options for helping our businesses pay their employees, including U.S. Bank payroll, partnership with ADP, and these reloadable debit cards.
What are Focus cards?
It pays to swipe, tap, or insert instead of entering the card information by hand - vendors will pay this percentage for manual transactions, plus an additional 15 cents.
What is 3.50%?
Does the client own their building? If so, they can get a line of credit against it, for a maximum of this dollar amount.
What is $500,000?