Account Types
This account type is best for low transaction businesses, startups, or home-based businesses.
What is a Free Business Checking Account?
This is the point of contact for business that have questions about Treasury Management needs.
Who is Tina Spears?
This is the minimum opening balance for Free Business Checking Account and the Preferred Business Savings Account.
What is $100?
This is the free service that automatically collects returned checks for Business accounts.
What is checXchange?
This is the contact for business banking specific questions and inquiries.
Who is Stephanie Jenney, the Business Banking Specialist?
Businesses with greater transaction volumes would benefit from this type of checking account.
What is a Premium Business Checking Account?
These are examples of the many benefits to Banterra's Digital Cash Management app/website.
What are (to name a few): payroll direct deposit (ACH), wire transfers, view deposit history, request stop payments, transferring funds between accounts, free online statements, etc.?
This is the minimum opening balance for Basic Business Checking Accounts.
What is $200?
This is the service that allows businesses to earn cash back or rewards.
What are Business Visa Credit Cards?
What is Free Business Checking Account?
This checking account type is best for businesses that have Treasury Management needs.
What is a Business Analysis Checking Account?
This is the Treasury Management feature that alerts businesses of suspicious checks, allowing them to review legitimacy and minimize fraud.
What is Positive Pay?
This is how many electronic deposits Free Business Checking Accounts get without fees.
What is 25?
This is the service that allows Banterra Business customers to pass on savings to their own employees, specifically through personal account savings and discounts.
What is Workforce Banking?
This is the card service option offered only for municipality and non-profit business accounts that have been established for at least two years.
What is the CommUNITY Card?
This account is good for businesses who want to earn interest on a balance between $2,500 and $10,000.
What is a Business Money Market Account?
This TM account allows businesses to maintain control over disbursement accounts, most often seen for payroll accounts.
What are Zero-Balance or Sweep Accounts?
This the price of the fee for each Basic Business item, deposit, or debit exceeding the 250 free-item threshold.
What is $0.30?
This is the Merchant Processing solutions provider that business customers should be referred to when they need to accept credit/debit cards through a Point-of-Sale (POS).
What is Payroc?
This is the amount of time eligible for a fee-free Restart or Restart Basic checking account through Workforce Banking; this is the monthly fee afterwards.
What is 90 days? What is $9.95?
This account offers FDIC coverage for Money Market or CDs that have a balance of more than $250,000.
What is IntraFi Cash Sweep?
This is the TM feature that would allow businesses to do check deposits without coming into a Banterra location.
What is Remote Deposit?
This is the minimum daily balance (or average monthly balance) required for Basic Business Checking accounts to avoid the $7.50 monthly fee.
What is a $1,500 daily balance (or $3,000 average monthly balance)?
These are the four types of business lending offered by Banterra.
What are: Agricultural, Small Business, Commercial, and Specialty Lending?
Besides "regular" business loans, these are the two types of loans available for businesses.
What are commercial real estate and equipment financing loans?