BUSINESS CREDIT CARDS

CARD TYPES

100

What three card types do we offer for business customers?

Visa Platinum, Visa platinum rewards, and Visa Purchasing One

200

What two cards DO NOT earn points?

Visa Platinum and Visa Purchasing One

300

What photo is on the Visa Platinum Rewards card?

Mount Garfield

400

What is a Visa Purchasing One card best for?

Managing business expenses, paying the balance off each month, and managing employee spending.

500

What can a Visa Purchasing One not carry?

A balance

FEES

100

What is our annual business credit card fee?

$0.00

200

What is our foreign transaction fee for business credit cards?

$0.00

300

What is our late payment fee for business credit cards?

Up to $35.00

400

What is the fixed APR on Cash advances for a business credit card?

21.00%

500

What is the "over-the-limit-fee" on a business credit card?

Up to $35

GENERAL

100

What is one feature of our business credit cards?

• Competitive interest rate with rewards
• No annual fees
• No foreign transaction fees
• 24/7 customer service-Personal service from Alpine Bank representatives
• Auto-export detailed transaction history to validated account software systems
• Standard Visa benefits
• One combined statement
• Online management system
• Spending and budget control-Can be used with Apple Pay®, Google PayTM and Samsung Pay

200

What is one benefit of our business credit card?

• Spend reward points on things that matter most to you - merchandise, travel, events, cash or gift cards.
• Save money on fees
• Enjoy the support and customer service that you’ve come to expect from Alpine Bank.
• Have more information available
• Consolidate all your business expenses into one statement
• Conveniently view transactions, make payments, manage cardholders and more
• Have more control of your expenses and stay within your budget
• Enjoy convenience because of maximum payment acceptability wherever you go

300

What is our penalty APR?

0.00%

400

What is prime rate plus added interest currently?

8.5 + 4.74 to 12.74 on platinum

8.5 + 8.74 to 14.74 on platinum rewards

500

What 6 ways can business customers pay their credit card bill?

Bill Pay, over the phone, on 360 Control, in branch, online, and snail mail.

ONLINE PORTAL

100

What is the name of the online portal business customer use to manager their business credit cards?

360 Control

200

What can users change with the online portal?

User access

User limits

Card status

300

Can a user see their spending habits in the online portal?

Yes

400

In 360 Control, do users get separate or combined statements?

Combined statements

500

How far back can users see statements in 360 Control?

As far back as they enrolled in e-statements on the platform

APPLICATION PROCESS

100

Is there a business credit card brochure application?

No, it has to be printed from the peek

200

Who should a business credit card application be sent up to for processing?

Consumer Loan Underwriting

300

What form on the PEEK can help you make sure you've completed a business credit card application?

The business credit card application checklist

400

Does does GAR stand for on the requirements for a business credit card application?

Gross Annual Revenue

500

When is employment verification required?

If they have had their business for less than 6 months