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INDICATORS OF FINANCIAL STABILITY
ABSOLUTE INDICATORS
RELATIVE INDICATORS
Factors of risks
Internal
External
Types of projects ?
Investment projects.
Research and development projects
Organizational tasks.
Economic projects.
Social projects.
Innovative projects.
Three main approaches are used in project management:
predictive/waterfall
agile
Hybrid.
Who needs business plan
Startups seeking investment
Small and medium-sized businesses looking to expand
What is Business plan?
Business plan - the development of new types of activities, new forms of business
creation and short-term development of the enterprise.
Grouping of innovative business models
Industrial model of innovation
Income model of innovation
Corporate model of innovation
Where the notion of stability was used for the first time ?
in ancient Rome
Grouping of business models
Innovative business model
Traditional business model
What is a franchise?
Franchising (Eng. franchising), or franchise (gallic. franchise - privilege) - a type of relationship between market entities.
What is a business model?
A business model is a schematic description of a company that helps to understand how it makes money.
Financial instruments includes ?
Hedging,Bonds, Futures,Options,Bitcoins…..
Don't be upset.
Bonus 300
Financial technologies includes ?
Crowdfunding, Mobile Banking,Digital banking….
Be upset 😂😂
chok (-300)
Types of financial innovations ?
– new financial products, services, and tools;
– new financial technologies (automation of financial processes, invention of technological innovations, informatization of economic processes, introduction of new methodologies and methods of financial transactions (analysis, accounting, control, planning, budgeting, etc.));
– new ways of organizing business processes;
– new financial institutions.
The main objectives of the Central Bank Digital Currency introduction are ?
✔️ Improving the efficiency of the payment system
✔️ Reducing dependence on cash
What is P2P lending ?
P2P lending (Peer-to-Peer Lending) is the granting of loans directly between individuals or companies without the participation of banks.
What is Robo-advisor ?
Robo-advisors are digital platforms that use AI algorithms to automatically manage investments.
🔹 They allow investors with different levels of training to invest funds without the participation of financial consultants.
🔹 Ensure portfolio diversification, reduce costs and minimize the human factor.
The main objectives of financial innovation
Improving the convenience and speed of financial transactions;
Lower transaction costs
Reducing risks in the financial sector;
Expanding access to financial services
Ensuring greater transparency and security
What is Behavioral Finance
Studies how psychological, cognitive, and emotional factors influence financial decisions. It acknowledges that people often act irrationally.
What is FINANCIAL STABILITY ?
is a state in which the economics of pricing, valuation, financial risk management division and works well enough to contribute to increasing the performance of the economic entity
What is Financial innovation
Financial innovation is primarily a new financial product, the main purpose of which is a more efficient redistribution of financial resources, risk profitability, liquidity and information.
Why is RegTech(Regulatory Technology) Important?
📌 Companies must follow many complex rules to avoid fines and legal problems.?
📌 Doing this manually is slow, expensive, and can have mistakes.?
📌 RegTech automates these processes using smart technologies like AI and blockchain.
What is Traditional Finance ?
Assumes that individuals make rational decisions to maximize their financial well-being. It relies on mathematical models and logical reasoning to explain market behavior.