Coverages
Q: What type of insurance covers damage to your building from fire or storms?
A: What is property insurance?
Q: What does EPLI stand for?
A: What is Employment Practices Liability Insurance?
Q: What is the name of the insurance that protects against mistakes in professional work?
A: What is professional liability insurance?
Q: Workers' Comp helps employees who get what on the job?
A: What are injuries or illnesses?
Q: What does BOP stand for?
A: What is a Business Owner’s Policy?
Q: What coverage helps pay for injuries or damages you cause to others?
A: What is liability insurance?
Q: EPLI helps protect a business from lawsuits by whom?
A: What are employees or former employees?
Q: Doctors often carry this type of professional insurance.
A: What is malpractice insurance?
Q: True or False: Workers’ Comp also covers lost wages.
A: What is true?
Q: A BOP typically includes property and what other type of insurance?
A: What is general liability insurance?
Q: This type of coverage protects your business from theft and vandalism.
A: What is crime insurance?
Q: EPLI covers claims of wrongful termination and this illegal act.
A: What is discrimination?
Q: This type of insurance protects consultants and accountants from client lawsuits.
A: What is errors and omissions (E&O) insurance?
Q: What type of benefits does Workers’ Comp provide besides medical?
A: What are wage replacement benefits?
Q: True or False: Small business insurance is optional in all states.
A: What is false?
Q: This covers the replacement of lost income if your business must temporarily close.
A: What is business interruption insurance?
Q: EPLI may help cover claims of this type of unwanted attention at work.
A: What is sexual harassment?
Q: True or False: Professional policies cover property damage.
A: What is false?
Q: Employers are usually required to carry Workers’ Comp unless they have this number of employees.
A: What is zero?
Q: What insurance helps a small business if it’s sued by a customer?
A: What is liability insurance?
Q: What kind of insurance helps pay legal costs if your business is sued?
A: What is general liability insurance?
Q: This part of an EPLI policy helps cover court fees and lawyer costs.
A: What are legal defense costs?
Q: If you're sued for giving bad advice, which policy protects you?
A: What is professional liability (E&O) insurance?
Q: This type of claim happens when an employee gets hurt while working.
A: What is a workplace injury claim?
Q: This type of policy protects a small business if their products harm someone.
A: What is product liability insurance?