Payment Services
This service allows business members to deposit checks remotely (hint: think about it)
What is Remote Deposit Capture
What is a Term Loan
This account gives members "freedom" from any minimum balances or fees
What is a Business Freedom Checking
This company partners with both of STCU's debit and credit cards
What is Mastercard
A feature that lets businesses pay bills at any point, including invoices
What is BillPay
Allows for movement of money to participating domestic financial institutions
What is ACH Origination
Short term financing for businesses who've been operating for over 2 years
What is a Commercial LOC
This checking account grants dividends to business members but has a required monthly balance
What is a Business Growth Checking
Having no annual fees, this card is aimed more towards newer businesses with less expensive purchases
What is the STCU Business Mastercard
The color of all STCU Business Debit cards
What is Yellow/Gold/Sparkly
This lets business members broaden the scope of which they accept payments
What is Merchant Services
The only loan found on the Rates page for businesses
What is a Vehicle Loan
Lets business members automatically move excess funds into other accounts to maximize dividends
What is a Business Analyzed Checking
A benefit of all cards that includes Travel Medical Emergency Assistance, Legal Assistance, and even Master RoadASSIST Services
What is MasterAssist
This company insures Businesses and consumers alike (1.5x money for saying the full name)
What is the NCUA
Businesses no longer have to worry about taxes or other liabilities on payday with this tool
What is SurePayroll
This loan is aimed more towards businesses found in Agri-Times
What is an Agricultural Loan
This account earns dividends but has a lower minimum balance requirement
What is a Business Savings
The duration of the grace period for every credit card STCU offers as of 3/31/26
What is 25 days
We send referrals to this group if a someone is interested in help regarding their IRA, 401(k), or annuities
What is Investment Services
An automated and interactive fraud detection software to shield from unauthorized transactions
What is Positive Pay
This loan is for general inventory diversification, recent acquisitions, or overall business expansions
What is a C&I Loan (Commercial and Industrial Loan)
This ultra-specific trust account is used to hold lawyers' clients' funds that are nominal in amount or for a short period of time
What is an Interest on Lawyer's Trust Account (IOLTA WA Account)
This card has a minimum credit limit of $2,500, 2% foreign transaction fee, and no annual fee (2x money for the full, complete name)
What is the STCU Business Rewards World Mastercard
The term used to describe the repayment of a debt in equal installments of principal and interest rather than interest-only payments
What is amortization