logos
Simple apple shape leaf on top
Apple
What is weekly saving?
simplest way to save money putting aside a small amount every week
What is a share?
Something you can buy when you want to own a tiny piece of a company.
What are taxes?
The money you pay to the government so they can fund things like schools and hospitals.
What is phishing?
type of scam happens when someone pretends to be a real company to trick you into giving personal information.
purple and gold logo which features a cross
St Josephes college Toowoomba
What is a savings account?
Type of account earns interest and helps your money grow over time.
What are dividends?
the money some companies pay you just for owning their shares.
What is gross income?
How much money you earned in a year before tax is taken out.
What is a fake prize scam?
Scam message often says you’ve won a prize or a gift card, even though you never entered anything.
Bold blue square surrounded by a thick border made of orange, yellow, and red stripes, inside the square, there’s a letter “A” made from layered blue and white lines.
ALDI
What is an emergency fund?
Money you keep for emergencies, usually equal to 3–6 months of expenses.
What is a fund?
Type of investment lets you put your money into a whole group of companies at once instead of just one.
What is a tax return?
The form you fill out each year to tell the government how much tax you should pay or get back.
What is an impersonation scam?
scam involves someone pretending to be a friend or family member who urgently needs money.
A black circle surrounding a blue‑and‑white quartered circle
BMW
What is the 50/30/20 rule?
budgeting rule suggests dividing your income into 50% needs, 30% wants, and 20% savings.
What is diversifying?
Strategy helps lower risk by spreading your money across different investments.
What are tax deductions?
Money you can subtract from your income to lower how much tax you owe
What is an investment scam?
Type of scam tricks people into investing money in something that doesn’t actually exist.
A smooth, rounded shape made from soft, overlapping loops. It usually appears in blue and purple tones
Copilot
What is compound interest?
Financial strategy involves earning interest on both your original savings and the interest already earned.
What is compound growth?
How your money can grow faster over time because you earn returns on your returns.
What is a progressive tax system?
the system where people who earn more money pay a higher percentage of tax than people who earn less.
What is a threat‑based scam?
scam uses fear like saying your bank account is “locked”, or your computer is “infected” to make you act quickly without thinking.