Types of Insurance
Deductibles
Scenarios
Cars
Random
100
Covers lost wages/ medical expenses in accident with a person without a license.
a. Uninsured
b. Medical insurance
c. Personal Injury
What is Uninsured Motorist
100
What is a deductible
the amount of money that the insured person must pay before their insurance policy starts paying for covered expenses
100
This is the minimum coverage you need in the state of California
A. Liability
B. Underinsured
C. Comprehensive
A. Liability coverage
100
Whats the name of this car?
cybertruck
100
Who won the superbowl?
The Eagles
200
Car insurance that you will need if it's your fault
a. Liability
b. Collision
c. Personal injury
What is Liabilty
200
Sarah has car insurance with a $500 deductible. Her car sustains $1,200 worth of damage in an accident. Will she have to pay all $1,200?
Yes
No
No. Only the deductible
200
Nick is driving along like a good, insured samaritan. Sierra who is not insured, hits him. What kind of insurance is needed?
A. Uninsured
B. Motorcycle insurance
C. Comprehensive
What is Uninsured Motorist
200
What is the most expensive car in the world?
a. Bugatti Divo
b. Maybach Exelero
c. Rolls Royce Boat tail
c. Rolls Royce Boat Tail at $28 million
200
What are the first 3 numbers of pi?
a. 3.15
b. 3.16
c. 3.14
3.14
300
This covers damage to your car only that is NOT caused by an accident.
A. Collision
B. Comprehensive
C. Liability
A. Collision
300
Deductible can also mean
a. "Pay in cash"
b. "Pay out of pocket"
c. "Pay outside"
b. "Pay out of pocket"
300
You hit a parked car and cause damage to your own vehicle. Which insurance will you need?
A. Comprehensive
B. Collision
C. Liability
B. Collision
300
How fast can the fastest car in the world drive?
a. 200 mph
b. 180 mph
c. 330 mph
c. 330 mph
300
What animal used to live in California but then became extinct?
a. Lions
b. Jaguars
c. Eagles
b. Jaguars
400
Why do most states make liability insurance mandatory?
Because the state has an obligation to protect its citizens from your mistakes
400
Luis got into a car accident and incurred $3,000 worth of damage to his car. Thankfully he has a deductible of $1,200. How much will Luis have to pay?
a. $1,200
b. $3,000
c. $1,800
$1,200
400
A tree falls on your car and breaks your window. Which car insurance will you need.
A. Comprehensive
B. Liability
C. Collision
A. Comprehensive
400
Which car does Donald Trump have in his car collection?
a. Rolls Royce
b. Lamborghini
c. Porsche
a. Rolls Royce
400
If you drop me, I crack. If you smile at me, I smile back. What am I?
A mirror
500
Lets say you are hit by a driver who has no insurance and you sustain injuries. Which 2 types of insurance will you need?
a. Personal injury protection and collision
b. Personal injury protection and uninsured
c. Medical protection and collision
b. Personal injury protection and uninsured
500
Jazmine got into a car accident and incurred $300 worth of damage. Her deductible is $500. How much will Jazmine have to pay? How much does insurance pay? (must get both answers correct to receive points)
Jazmine pays $300, insurance covers nothing
500
You get into a car accident and injure your foot. You cant go to work for a week and need to go to the hospital. What kind of insurance will you need?
a. Personal Injury Protection
b. Comprehensive
c. Liability
a. Personal Injury Protection
500
What is the most popular car in the United States?
A. Toyota
B. Ford
C. GMC
Ford
500
I can go all around the world but never leave my corner. What am I?
A stamp