Careers & Skills
Versatile abilities like teamwork, time management, and problem-solving that can be used in almost ANY profession.
What are Transferable Skills (or Soft Skills)?
Your total pay before any taxes, insurance, or deductions are taken out.
What is Gross Income?
Setting aside money safely for short-term needs with low risk and lower growth.
What is Saving?
A payment card linked directly to your checking account that deducts your own money immediately.
What is a Debit Card?
In non-verbal communication during an interview, this eye contact rule shows confidence and honesty.
What is the 5-Second Eye Contact Rule
A long-term professional journey built on education, experience, and ambition (unlike a short-term job).
What is a Career?
Your actual "take-home pay" left over after all payroll deductions are removed.
What is Net Income?
The financial phenomenon where your money earns interest, and then that accumulated interest earns interest too.
What is Compound Interest?
Government agencies (like FDIC or NCUA) insure bank and credit union deposits up to this dollar amount
What is $250,000?
What the acronym "STAR" stands for when structuring behavioral interview answers.
What is Situation, Task, Action, and Result?
The total number of national Career Clusters organized by the U.S. Department of Education.
What is 16?
The mandatory payroll deduction composed of Social Security and Medicare taxes.
What is FICA?
The economic force where prices rise over time, causing cash to lose its purchasing power.
What is Inflation?
The smallest dollar amount you are required to pay on your credit card bill each month to keep the account in good standing and avoid late fees.
What is the Minimum Payment?
The recommended time frame within which you should send a professional thank-you note after an interview.
What is within 24 hours?
Specific, teachable abilities or technical knowledge—such as coding, welding, or speaking a second language—that can be defined and measured.
What are Hard Skills?
The average percentage typically deducted from a paycheck for taxes and employee benefits.
What is approximately 25%?
The financial protection contract you purchase to transfer the risk of major financial loss or injury from yourself to a company.
What is Insurance?
The acronym for the yearly interest rate charged on unpaid credit card balances.
What is APR / Annual Percentage Rate?
The classic interview question where you frame an area for personal growth alongside a plan for how you are actively improving it.
What is "What is your biggest weakness?"
The three core pillars of career selection that represent what you love, what you're good at, and what matters most to you.
What are Interests, Skills, and Values?
The federal program supported by payroll taxes that specifically provides healthcare coverage for seniors and people with disabilities.
What is Medicare?
The set dollar amount you must pay out of pocket for a claim before your insurance policy begins paying for the rest.
What is a Deductible?
A 3-digit score (ranging from 300 to 850) that measures your creditworthiness and determines your ability to get approved for loans or credit cards.
What is a Credit Score
The first critical step to take BEFORE arriving at a job interview.
What is researching the organization