Cause of Loss

Row 1

100

Insured noticed their diamond was missing from their engagement ring.

Mysterious Disappearance

200

My credit card was stolen from my wallet while the bug guy was at my house.

Theft on Premises

300

The neighbor was burning trash, the fire got out of control and I have soot damage on side of house. Would this qualify as smoke cause of loss?

No- Code as Fire or Removal or Brush Fire instead.

Row 2

100

Insured was robbed while walking down the street.

Theft- Off Premises

200

A Car drove by and a brick came through my window.

Vandalism

300

As I was leaving for work I saw profanities on my fence.

Vandalism

Row 3

100

I got an alert on my phone from my RING app and saw someone take my amazon delivery off the porch.

Theft- On premises

200

I went to Disney and had my camera with me and now I don't have it. It was a $1,000 camera. I can't believe I can't find it.

Mysterious Dissapearance

300

My laptop was stolen from the car while it was parked in front of my condo pool.

Theft- On Premises

Row 4

100

My Furnace is blowing black smoke.

Smoke

200

My husband loves porkchops and I was surprising him with a special dinner.  I was making them crispy and my BFF called and I got distracted.  Can you believe my kitchen filled with smoke and my ceiling in black.

Smoke

300

My son can't find his brand new laptop. He took his Mac Book to school, then went soccer practice and their friends house afterwards and now he can't find his laptop.

Mysterious Disappearance

Row 5

100

I woke up and saw eggs on my vehicle.

Vandalism and Malicious Mischief

200

I was shopping at the store and someone stole the bags out of my sons stroller.

Theft-Off Premises

300

I checked into my hotel, went to dinner and came back and my luggage was missing.  The lock on my door was busted.

Theft-Off Premises