Authentication
Procedures
Authentication 2.0
Product Chart
MisMash
100

How would you respond after the customer has given you an answer during the authentication questions?

"Thank you" is the only acceptable response

100

What procedure do we use to Authenticate a customer?

Authentication Procedure

100

What is IVR authentication?

Phonecode 

100

How many TD Travel Rewards Visa cards do we have?

3 - First Class Travel Visa Infinite, Platinum Travel Visa, Rewards Visa 

100

What is Natasha's favourite animal ? - 

Lion

200

When can you ask authentication exception questions?

When CAT A are exhausted, you would go in Cat A exception questions.  Then you need to go back to standard CAT B.  If exhausted, you would go to exception CAT B.

200

What procedure do we use when a customer calls in to replace their credit card because it is misplaced?

Lost/Stolen


200

What are 2 questions you can ask the customer to high risk them during manual authentication?

CVV2 or active access card number

200

What is the interest rate on the Cash Back Infinite Visa card for Purchases and Cash (Rest of Canada except Quebec)?

Purchase: 20.99%, Cash: 22.99%

200

When a customer calls in inquiring about Balance Protection Insurance on their visa - what do we do?

Refer them to Balance Protection Insurance (BPI) - number is located in COMMON NUMBERS 

300

Our customer gives the phone to his son so that he can help.  What do you need to do ?

Ask to speak with the customer before proceeding with the son on the phone.

Read Third Party Permission word for word and read agreement

Speak with the son

Read Taped Call Disclosure.

300

What procedure do we use when a customer has overpaid their credit card and is in a credit balance?

Credit Balance Refund

300

A customer calls in through their mobile app and wants to do a High Risk Transaction - what are the 4 ways you can High Risk verify the customer?

Voiceprint match, Successful Phonecode, One-time Passcode (Auth Hub), Mobile Authentication question 
300

What are the credit cards that have no annual fees?

Cash Back Visa, TD Rewards Visa, Green Visa (no longer offered, Grandfathered)

300

If a customer asks questions about the Flight/Trip Delay insurance that they have on their First Class Travel Visa Infinite card, what is your response?

Refer them to Global Excel Insurance (number is located in Product Chart)

400

What are the 4 types of authentication?

Mobile

IVR

Manual 

Voiceprint

400

What procedure do we use when a customer has misplaced their credit card and wants to lock it temporarily?

Add/Remove Status Codes

400

Voiceprint is the highest form of authentication UNLESS ...????

Customer has an MCOM that says PHONECODE/CTI ONLY

400

How many Infinite Visa Cards do we carry?

4 - First Class Travel Visa Infinite, Cash Back Infinite Visa, Aeroplan Infinite Visa, Aeroplan Infinite Privilege Visa 

400

What chequing account waives the annual fee for a TD Premium Visa card?

All Inclusive Banking Plan 

500

What are the steps to authenticate the customer through IVR

Conference the client in the Easyline IVR using Gateway.

Enter the valid access card number of the client and hit ok. 

If the Phone Code is correct, the IVR will say "Thank you"

Release the IVR on the hardphone :

  Hit More on the phone

  Hit Conference

  Remove the IVR from the conference list.

500
Kishan calls in and requests to redeem his TD Travel Reward points for his recent trip to Cuba that he purchased with his First Class Travel Visa - what procedure do we use?
Redeem/Transfer TD Reward Points
500

If a customer has a G01 that says "Failed authentication" in the last 90 days, and they fail authentication with you right now - what do you do?

Refer to branch, leave A01 that says failed authentication that remains for 1 year 

500

What kind of visa would we recommend if a customer is carrying a balance and is looking for help on their interest rate?

Emerald Flex Rate Visa

500

What is Glenn's favorite sport?

Baseball

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