Interest Checking Accounts
I have been around since 2014. I am a friend to those 50 or better.
50 Advantage Checking
I am a checking account that is great for any age. No ageism here...
Centier Checking
Do I have a fee, if I don't have one of the following. Direct Deposit, Estatement, or maintain 100 daily balance?
Yes. $2 monthly fee will be imposed. Only need 1 of the options to avoid that fee.
At age 25 the account changes to Centier Checking?
Yes. Student Checking is strictly for ages 14-24.
I need a debit card and you need to use it, to earn some top interest on your Savings. BONUS-How many transactions for each tier?
Connect Checking. 18-49 3%, 50+ 5%.
As of 4.23.24
I am a newer product. I have a great interest rate for balances 100k or more.
High Balance Money Market
Do you like interest? I pair GREAT with a savings account.
Connect Checking
How much is it to open a Centier Checking?
$50.00
I have to have $50 to open a student checking account?
No. The opening deposit it $25 for student checking.
These accounts will be automatically OPT-OUT from REG E.
Smart Choice Checking
Student Checking
I am an older account. If you ask Chrisie, she thinks I should be eliminated. I do earn interest, but there are stipulations to my account.
Interest Checking
I am great for people who are older than 24 and have never really had an account before. There is a $4 fee, but there are NO Nsf/AOD fees.
Smart Choice Checking
Can I have AOD with a Centier Checking?
Yes, but you must be 18 years or older to qualify for AOD.
I have hidden fees.
No. Student Checking is essentially fee free. HOWEVER, it must be stressed that they do not use foreign ATMs.
These 2 accounts offer a reduce rate in Safe Deposit Box Rentals
Veterans Checking
50 Advantage Checking
I earn you interest. My tiers cap at 100k. There is no monthly fee.
Money Market
I am new (beginning in 2023). I am exciting for those age rages of 14-24.
Student Checking
I have to have a debit card.
No, but for goal reasons, we would really like them to for the fee income.
A student can be on this account alone?
Yes, as long as they are 18 they can be on the account by themselves.
This account will charge a $25 monthly fee if you go below $100k.
High Balance Money Market
To qualify for me, you have to have past or present Military service.
Veterans Checking
I do NOT require estatements, direct deposit, or a minimum balance to remain fee free.
Student Checking
Can I be matched with a savings account to earn better interest?
No. That we would offer the......Connect Products
Does not have access to Online Banking or a Debit card.
WRONG! They can have all those features! Which is great for a young adult learning about bank accounts.
There is No Minimum monthly balance. It is $100 to open. Interest is paid monthly. No monthly fees. Free Debit Card. People often think that I am a savings account. I am actually a checking product.
Money Market