Injurious or harmful treatment coverage where our wording is silent.
What is Abuse
100
This definition includes a "leased worker" and a "temporary worker".
What is "Employee"
100
This is known as Coverage C.
What are Medical Expenses?
100
This is where mould is excluded.
What is the Fungi or Spores exclusion?
100
The currency of the policy is set out by this clause.
What is the Canadian Currency Clause?
200
This is section of the policy where you will find Medical payments.
What is Section C
200
The definition of this means one "which becomes uncontrollable or breaks out from where it was intended to be".
What is "Hostile fire"
200
These are known as coverage D.
What is Tenants Legal Liability?
200
An an ideologically motivated unlawful act or acts would be excluded here.
What is the Terrorism exclusion?
200
This clause gives us the the right to financial examination but is rarely ever exercised.
What is the Examination of Your Books and Records clause?
300
A coverage that is excluded in the CGL wording but it can be added if underwritten that will enhance thecoverage for the insured`s operations.
What is Broad Form Completed Operations.
300
A civil proceeding in which "compensatory damages" because of "bodily injury", "property damage" or "personal and advertising injury" to which this insurance applies are alleged.
What is an "Action"
300
Bodily Injury and Property Damage Liability are known in the wording as...
What is Coverage A?
300
Most solid, liquid, gaseous or thermal irritant or contaminant, including smoke, odour, vapour, soot, fumes, acids, alkalis, chemicals and waste losses are excluded here.
What is Pollution Exclusion?
300
This entity is responsible to pay all the Premiums
What is the Named Insured?
400
This coverge is included in the CGL wording and is good to have if one our insured`s is having a party an serving alcoholic beverages.
What is Host Liquor Liability
400
This means damages due or awarded in payment for actual injury or economic loss. It does not include punitive, aggravated or exemplary damages or the multiple portion of any multiplied damage award.
What are "Compensatory damages"
400
Coverage B would cover this.
What is Personal and Advertising Injury Liability
400
Invasion, act of foreign enemy, hostilities (whether war be declared or not), is not covered because of this exclusion.
What is the War Risk exclusion?
400
The Named Insured may cancel the policy by doing this.
What is by mailing or delivering to us advance written notice of termination.
500
This is the section where boats under 8 meters would be covered.
What is Non-owned Watercraft
500
This means means any prescribed substance that is, or from which can be obtained, a substance capable of releasing atomic energy by nuclear fission
What is “Fissionable substance”
500
You will find an Insuring Agreement these 4 sections of the CGL wording.
What is Coverage A. Bodily Injury and Property Damage Liability, Coverage B. Personal and Advertising Injury Liability, Coverage C. Medical Expenses and Coverage D. Tenants' Legal Liability?
500
This form of Fungi is not excluded in the wording.
What is edible Fungi or spore good or product (i.e. edible mushrooms)?
500
The Changes section allows for alterations to the policy only by using this document.