Basic Loans
Loan Amounts
Loan Eligibility
Easy Questions
100

What type of loans do we offer here at CGTC?

Subsidized and Unsubsidized (Direct Federal Loans)

100

What is the annual maximum amount a freshman dependent student can receive?

$5,500

100

A student must be enrolled in at least this many hours for receive loans.

6 hours

100

If loans are not offered in Banner Web after attempting to award, who do you contact?

Twyler

200

Which loan does the government pay the interest while a student is enrolled?

Subsidized Loans

200

What is the annual maximum amount a sophomore dependent student can receive?

$6,500.00

200

A student has pending loans at Albany State, what completed form must the student submit before we can offer loans? Hint... DLCLR is listed on RRAAREQ.

Withdrawal Clearance Letter

200

If a student want to adjust their aid, what should they do?

Email Twyler requesting to adjust the loan (sub/unsub) and the amount to adjust.

300

A student is required to complete the quick course at studentaid.gov after they've accepted a loan.

Entrance Counseling

300

What is the annual maximum amount a freshman Independent student can receive?

$9,500.00

300

A student is in default with DOE, we have requesting a default clearance letter, can we award loans?

No.

300

Student completed her FAFSA on time and has satisfied all RRAAREQ items; she is in Full Session for the Summer Semester. Will her loans disburse as scheduled on the calendar.

Yes.

400

Entrance Counseling and Master Promissory Notes can be checked for completion at this website

COD

400

What is the annual maximum amount a sophomore Independent student can receive?

$10,500.00

400

On the FAFSA, student indicated that his grade level is "continuing grad/professional". Student accepted loans on RPAAAWRD. What is the additional Steps the student needs to complete? 

Make a FAFSA correction to "year in college"

400

Student completed her FAFSA on time and has satisfied all RRAAREQ items; she is in "parts-of-term" for the Summer Semester. Will her loans disburse as scheduled on the calendar.

No. Loans will disburse after the student has reached 6 credit hours.

500

A student who has $23,001 in subsidized loans must complete this agreement.

Reaffirmation Agreement.

500

What is the undergraduate maximum a student can receive?

$57,500.00

500

Student has $23,001.00 in subsidized loans, and $31,000.00 unsubsidized loans. RRAAREQ has needed LOCLMT and CLOCLMT. What is missing?

DLREAF Reaffirmation Agreement.

500

Student completed her FAFSA on time and has satisfied all RRAAREQ items; she has 4 hours Full Session and 3 hours S2 for the Summer Semester. Will her loans disburse with Full Session or Session 2 dates.

She will have S2 dates.

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