Rate Reduction
The amount of time a client has to wait to apply for a Rate Reduction from Smoker to Non-Smoker
What is 1 year from the policy date
The type of Unplaced Change that results from changing the Definition of Life Insurance (Tape or Hardcopy)
What Hardcopy
The earliest date to exercise the OPAI
What is 6 weeks prior to the normal date option
The mailbox for brokers to send correspondence
What is prutermconversions@prudential.com
The pieces of information needed to authenticate a Broker FMA
Broker name, Broker last 4 SSN, FMA name, Call-back Number, Client Name, Policy Number
The 6 current underwriting categories
What is Preferred Bes, Preferred Non-Tobacco, Non-Smoker Plus, Non-Smoker, Preferred Smoker, Smoker
The 4 pieces of information that must be given on all conversion calls
What is the End of Conversion Date, Maximum Convertible Amount, Rating Classification, Benefits/Riders
This happens to the next normal option date if an advanced option date is exercised
What is it is cancelled
The website used for producers to view the status and requirements on a pending case
What is Web Case Status
The tab you would select to see the next Premium Change Date
What is the Premium tab
The place you would find the reason for a Special Class rating
What is MOD LTR in PIWD
The date of a policy if Save Age has been requested
What is the day before the insured's birthday
The new policy type if the OPAI amount is less than current New Business minimum requirements
What is Essential UL
The tab you would go to in Plus to reach out to the Processor
What is the Task Box
The information you can provide to a client when they ask about conversion details
What is none - advise them they will need to reach out to their FP for that information
The email an Agent/Broker would send to if they want to request a different lab than EMSI
What is Ball Park Requests or the Underwriter on the case
The delivery form required when carrying forward an assignment on a conversion
What is the Policy Change Supplement
The number of option dates on a policy issued with a Val-Prem Basis of 11-1
What is 10
The department you would send an email to if a Revised Sales Illustration needed to be removed from Plus requirements
What is LNB Fast Escalations
The path you would follow to locate the Cash Value on a ROPT policy
What is Disbursements > Surrender > Cash Surrender Value
The effect reclassifying a Pruco VAL policy to Select will have on the billed premium
What is no decrease in premium
How the TCPC is applied to a VUL policy
What is one lump sum
The rating classification on a policy where the Val-Prem Basis is 10-1 and the insured hasn't smoked in the last 5 years
What is Smoker (with any impairment ratings, if applicable)
The status of a case when Pre-Issue requirements are not met within the allotted time
What is FIU Rejection
The place you would go to locate previous call notes
What is the Customer Story