HMO's
HMOs usually require _______ from a primary care physician for any form of specialty care.
Referrals
Regarding PPO's, you pay _________ if you use providers that belong to the plan's network.
Less
A federal insurance program that covers 99% of people over age ______.
65
Medicaid is the nation's public health insurance program for people with _________.
Low income
In 2020, the average U.S. family's annual health insurance premium was estimated to exceed:
$21,000
HMO's typically have lower monthly ________.
Premiums
Regarding PPO's, there's an annual __________ that must be met.
Deductible
Other than the age requirement for Medicare, certain younger people with ___________ are covered.
Disabilities
Medicaid is jointly ________ by the federal government and states.
Financed
The worker pays __________ of the full premium.
15%-25%
With an HMO, you must stay within a ________ of providers to receive coverage.
Network
During the visit, PPO's include higher ________.
Copays
Medicare Part A is also called:
Hospital Insurance
Medicaid was created in:
1965
There are approximately _______ million uninsured Americans.
28
HMO's typically have a lower _________ expense.
Out of pocket
PPO plans come with more _________ coverage.
Comprehensive
Medicare Part B is also called:
Medical Insurance
The Medicaid program covers more than 1 in ____ Americans.
5
The country with the highest health care spending per person:
United States
HMOs increased in popularity following the passage of the HMO Act in ________.
1973
The primary reason for forming PPOs was to prevent ________________ to other companies.
Loss of market shares
Medicare Part D is also called:
Prescription drug coverage
The state with the highest percentage of the population covered by Medicaid (34%) in 2021:
New Mexico
___________ comprise the largest Medicaid enrollment.
Children