Minor Details
What is required to open a Minor checking account
Social Security Number (SSN) - Class 1 ID or School ID
EIN letter
A member wants to consolidate debt, finance a major purchase, or cover an unexpected expense without using collateral. Which Chartway product would best meet their needs?
Which Symitar teller transaction code is used to look up information without posting a transaction
IQ
What is the largest Planet in our solar system
Jupiter
Who is the legal owner of the funds in an custodial account?
What are the 3 types of Business Checking accounts Chartway offers
Community, Small, Premium
A member wants a credit card with a competitive rate rather than rewards or cash back. Which Product would you recommend
Preferred rate credit card
What is the maximum HELOC amount
600,000
What is the Smallest U.S. State by land area
Rhode Island
How many POD beneficiaries can you have on a Custodial UTMA account
A Payable on Death (POD) beneficiary is not allowed on UTMA accounts. These accounts cannot have a secondary beneficiary
How many Business checking account can a member have under one Business member Numer
4
This product is a high-yield dividend account offered by Chartway, designed to deliver higher monthly earnings for members who maintain an average daily balance of $100,000 or more. Members can earn additional dividends if they have a personal or business checking account under the same member number, qualifying them for a relationship bonus rate. This account allows unlimited deposits.
Money Market Plus
100-unlimited
1-144 months
What is the Chemical Symbol for gold
AU
What Products or services are not available for minor accounts. Name 3
Minor accounts cannot access loans, credit cards, IRA products, overdraft privilege, or safe deposit boxes.
In the new Business money Market plus, what is the highest possible APY before the relationship bonus
3%
This is a Low-rate Personal Loan designated exclusively for Chartway Team members
Thrive loan
How many Custom Shares can a member have on one member number
19
Which Gas makes up majority of the earths atmosphere
Nitrogen
This law allows assets to be transferred to a minor without creating a formal trust.
UTMA (Uniform Transfers to Minors Act)
How can you qualify for the Business Money Market plus relationship Bonus and What is the bonus rate?
Maintain a Business Money Market Plus Account with an average daily balance of $10,000 or more to earn dividends. Have a qualifying Business Checking Account under the same member number as your Business Money Market Plus Account.
The bonus rate is 1%
I allow businesses to electronically send payments, such as payroll or vendor payments, directly from their Chartway business account.
Business ACH Origination
Between ALL 3 States, how many branches are there?
32
What is Landon's Middle Name?
Bryce