Checks & Bank Questions

Checks

100

This line is used to indicate the person or business receiving the payment.

 "Pay to the Order of" line

200

Typically located in the upper right corner, this helps you track check usage in your register.

check number

300

The nine-digit code at the bottom left that identifies your specific bank.

Routing Number

400

This unique, confidential sequence of numbers follows the routing number at the bottom

account number

500

Without this vital, handwritten element, a check is considered invalid and cannot be processed

the signature

Check Register

100

This column has a plus sign and is used to record money added to the account

Deposit/Credit Column

200

This term refers to the running total of your account after each transaction.

Balance

300

This column is where you record the person or business the check was written to.

Description/Transaction Column

400

This is the process of comparing your check register to the bank statement.

reconciling/balancing

500

This is the official name for the separate book used to record transactions

Check Register

Checking Account

100

This type of bank card is used for ATM transactions and purchases, with the amount deducted immediately from your checking account

debit card

200

A paper document you write to pay someone instead of using cash

Check

300

What is direct deposit?

This feature allows for the automatic, electronic transfer of your paycheck into your account, often making funds available faster.

400

What is a bank statement?

The name for the document you use to compare your checkbook record with the bank's records.

500

What is convenient about a checking account?

This primary benefit of a checking account allows you to spend money without carrying cash, often using a debit card.

Online & Mobile Banking

100

What is online bill pay?

This feature allows you to pay bills directly through your bank’s website, saving time and postage.

200

What is mobile deposit?

This mobile feature allows you to deposit a paper check by taking a picture of it.

300

What do I do with my check after I deposited it mobily on my banking app on my phone? 2 key things must be said for the point.

Secure the physical check for a few days until the funds fully clear and appear in your account. Mark the check "Void" or "Deposited" to prevent re-submission, and then securely destroy it (preferably by shredding) to prevent identity theft.

400

What are the steps to transfer money from a checking account to a savings account or vice versa (the other way around)?

1. Log in to your bank’s app or website.
2. Navigate to the "Transfer" or "Move Money" section.
3. Select the account to transfer from (e.g., Checking).
4. Select the account to transfer to (e.g., Savings).
5. Enter the amount and confirm the transaction

500

What two things do you write on the back of a check before you deposit it mobily

1. Your Signature 

2. For Mobile Deposit Only