Tools
State Specific
Negligence Type
Coverage Conditions
Letters
100

The tool used to search insurance information.

What is Knowledge tool?

100

The statue of limitations for Property Damage in North Carolina. 

What is 3 years?

100

These states negligence law is Contributory. 

What is Alabama, DC, Maryland, North Carolina, and Virginia?

100

Loss date occurred within 55 days of a policy effective date.

What is a CC 99?

100

This letter is sent to the policyholder to advise liability outcome and coverage. 

What is Advised liability and coverage letter?

200

A tool that uses AI technology. 

What is KART?

200

Since the at-fault party is unknown your uninsured motorist deductible is $250.00.

What is Maryland?

200

An individual can recover only if their negligence is equal to or less than the other party.

What is Not Greater Than Modified Comparative?

200

Reviewing this site can help determine any recent policy changes.

What is Policy Edge?

200

This must be sent when we receive a Letter of Representation. 

What is and Acknowledgement letter?

300

The loss location is needed to order this tool.

What is a police report?

300

If any vehicle was towed as a result of this loss and/or involves clean-up, removal of vehicle or debris from the roadway or property adjacent to the roadway and a bill is received must be reviewed for this state.

What is Virginia?

300

Negligence type follows this state.

What is Loss State?

300

A CC 50 is this.

What is an Excluded driver?

300

This is required for legal and regulatory reasons in some states. These letters have specific requirements that we must meet in order to ensure insureds and claimants are kept informed on the claims process should there be any hold up in payment of their claim.

What is a Delay Letter?

400

These have to be done when the loss details are backing, intersectional, or a lane change.

What is a Recorded Interview?

400

All pedestrians/bicycles/motorcycles losses with a BI or UM Exposure should be transferred to CU for handling.

What is Florida?

400

The insured and claimant both contributed to the accident. The insured was found 75% at fault, while claimant was found 25% at fault. Based on New York state negligence laws, we will make this to the claimant.

What is an Offer?

400

A CC 31,34, or 55 are all this.

What is a Fatal?

400

This letter is sent when our insured is NOT responsible for the loss and received a medical bill from a hospital for claimant who is injured/treating and not attorney repped. 

What is Not First Party Insurer? 

500

This will open on its own when the property damage exposure is open.

What is CIQ?

500

All losses are handled by the CDU.

What is Montana?

500

This state has two negligence types depending on when the accident happened. The types are Pure Comparative and Not Greater Than Modified Comparative.

What is Florida?

500

This person reviews a CPW.

What is a RLA?

500

This is a letter notifying interested parties that GEICO is investigating coverage. This letter must be specific and needs to 

  • Name all potential coverage issues.
  • Quote the appropriate portion of the policy upon which we are relying, in the case of a potential disclaimer.
  • Rideshare is typically located in an amendment to the policy.
  • If a policy condition is being relied upon, state what the insured has (or has not) done to create the coverage condition.

What is Reservation of Rights?

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