In the Community
Clinchfield FCU can be seen at what Chamber of Commerce event?
The Christmas Parade, Annual Meeting, Chamber Luncheons, or Lighting of the Christmas Tree.
Name at least 3 types of loans members can get at Clinchfield FCU.
What are Signature Loans, New and Used Autos, RV's, Boats, and Mortgages.
The main difference between credit unions and banks.
Credit Unions are not for profit. Profits go back to members with lower rates and higher dividends.
Clinchfield FCU offers this free service to members only. It can only be used in the lobby, it is used by the buckets, and really takes the weight off of you.
What is our coin machine?
True or False: Clinchfield FCU sees very little fraud with Unicoi County members.
False! All ages, all amounts of money.
This event takes place twice a year and it is NOT just for members. The best part is people do not even have to leave their vehicle to take advantage of this.
What is Community Shred Day?
What is "selling" a loan and what does that mean to you?
This happens when creditors sell your loan and you have to start paying someone else. Happens on mortgages all the time. We have never sold any loans! People call us when they have questions.
Who can join Clinchfield FCU?
People who live, work, worship, attend school in Unicoi County. People who have family that are members.
Name 3 FREE ATM locations in Unicoi County.
Walgreens, Gay St, Clinchfield FCU, Town of Unicoi, Specialty Tires, NFS. (Allpoint network nation wide)
Types of fraud we see most often at Clinchfield FCU.
What is the romance scam?
April's favorite thing that happens every Thursday!
What is UCHS Student Branch?
Name two ways a member can apply for an auto or personal loan.
Come in, text, or email a loan officer.
These people do not get paid for their work at the credit union.
Who are board and supervisory members? These people volunteer and meet almost monthly. No stockholders, just members.
This free service is excellent for people who still get paid with a paper check.
What is mobile deposit?
Fraudsters are requesting payments via this method so the money can't be traced.
What are gift cards?
Clinchfield FCU sponsors this community event that does not happen at the credit union but downtown at the gathering place each summer.
What is the Nolichucky Opry and the Farmer's Market?
Why is it important for people to finance local?
Besides better service and rates, the money stays local! We give back to our community. Loans pay the bills and help us continue to give.
People who do business with Clinchfield FCU are called this:
What are members?!
This program rewards our members and supports our local businesses even though we do not do business accounts.
What is the Buy Local Spend Local Program?
When shopping online, look for this in the www section to be sure the site is secure.
What is HTTPS and/or the lock button in the address bar?
Clinchfield FCU gives back nearly $20K each year to this.
What is the Unicoi County School System?
This loan product is up to 20% lower rate that competitors and pays cash back!
What is a Visa credit card?
Name all three CEO's?
These people at CFCU are qualified to help members who struggle with making a budget and paying their bills.
Who are Certified Credit Union Financial Counselors? We have 6 on staff.
Fraud VS Hacked... What's the difference?
Fraud is info was compromised (like debit card number). Hacked means personal info was stolen like bday, social, etc.