RDC
TDBC
Fraud
TDBC Part 2
Misc.
100

Acronym: RDC

What is Remote Deposit Capture?

100

Acronym: TDBC

What is TD Business Banking?

100

Acronym: CFP

What is Cheque Fraud Protection?

100

Acronym: EBC

What is Employee Business Central?

100

Acronym: TDMS

What is TD Merchant Solutions?

200

Number of days clients have access to cheque images after they have been deposited

What is 90 days?

200

Acronym: AAS

What is Account Activity Service?

200

Number one type of payment fraud

What is cheque fraud?

200

Types of accounts available on AAS

What is bank accounts (CAD/USD/FX), VISAs, and (most) Term Loans?

200

Service where a client has access to a locked drop box at a branch for overnight deposits processing

What is Express Deposit?

300

Number of hours it takes for funds to appear in account after deposit

What is up to 4 hours? 

300

How eTransfer for Business payments are sent

What is direct-to-account (NO EMAILS)?

300

Acronym: BEC

What is Business Email Compromise?

300
Acronym: WPT

What is Wire Payment Tracker?

300

Acronym: BPC

What is Bill Payment Creditor?

Double the points: What is this service?

400

Basic contract duration for RDC

What is 2 years?

400

Approval requirement for all eTransfer for Business payments

What is Dual Authentication (1 to submit, 1 to approve)?

400

Recourse time for Forged Signature and Counterfeit cheques

What is next business day?

400

Number of System Administrators on TDBC

What is up to 10 System Administrators?

400

Term rate for lawyers'/real estates' trusts and restrained deals

What is pre-determined rates? DO NOT QUOTE.

Restrained terms (cash-secured) must be one-year cashable. Rates will be quoted upon request.

500

Amount of days clients should retain their cheques after depositing

What is 15 days?

500

Transaction limit for eTransfer for Business

What is $25,000?

Bonus 200 points: What is the daily limit?

500

Recourse time for Intended Payee not Paid

What is 6 years?

500

When a SBB client should be made aware of the expectation to move from EasyWeb to TDBC, cancelling of EasyWeb, and removal of BSPs upon transitioning to Commercial

What is first conversations and before term sheet?

Commercial borrowing comes with Commercial services

500

Dollar amount of CDIC coverage on term deposits/GICs

What is $400,000 (4 issuer's x $100,000)?

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