Personal Cards
Minimum income requirement for Travel Rewards Gold, Centra Gold, FlexRate, Cash Back, Classic and U.S. Dollar cards.
$10,000 per year
This card offers purchase protection, extended warranty, 12.9% rate, a $25 annual fee, but no rewards
Low Rate Business MasterCard
The foreign currency conversion rate
2.5%
Purchase protection lasts this long
90 days
This card offers purchase protection, extended warranty, mobile device insurance, no annual fee and an 11.9% rate
Student
Requirements for a World card (any 1 of 4).
Any 1 of: $60k personal income, $100k household income, $25k annual spend, or $250k declared assets under management
This business card earns 1 point for every $2 spent.
No Fee Cash Back Business
Balance transfer fee
$0
Maximum term of extended warranty
1 year
This feature will pay the entire balance or minimum balance for you.
Autopay
This card has a 9.9% rate, 1 point per $1 spent, extended warranty, purchase protection, auto rental collision/loss insurance, $50 annual fee
Centra Gold
This Business MC offers purchase protection, extended warranty, trip cancellation, trip interruption and 2 points per $1 spent.
Business Platinum
Minimum deductible for mobile device insurance (available on cash back, student, classic and flex cards)
$25
Accumulating a balance this way does not generate reward points
cash advances
Maximum amount of baggage coverage due to theft or damage (available on Business Platinum, World, Travel Gold and U.S. Dollar cards)
$1000
Income requirement on student card
$0 (when debts are less than $1500 per month)
The Business Platinum has _______ trip interruption insurance.
Unlimited
If a cardholder is more than 90 days delinquent, the rate may change to _______.
24.9%
Interest free grace period
25 days
Maximum extended warranty and purchase protection benefit per insured item
$10,000
Eligible period for price protection (available on the World card)
60 days
On limits requested over ______ (with a guarantor), Collabria will require 3y current financials, business registration/incorporation documents and verification of personal income
$25,000
2% of the new balance, but at least $40 (or the entire new balance if less than $40)
Minimum payment calculation
Maximum amount of cash advance at one time
25% of the card limit
Maximum amount of trip cancellation insurance per trip (available on Business Platinum, World, Travel Gold and U.S. Dollar)
$2000