1-5
5-10
10-15
15-20
20-25
100
The best way to pay debt is a _____
What is Plan
100
The act even allows you to insist all contact ______ to notify you of lawsuit proceedings.
What is except
100
you are given typically __ days notice on the court date.
What is 10
100
the only information which may be legally removed from a credit report is _________ information
What is inacurate
100
you should request they remove the ______ account if they do not remove the inaccuracy within 30 days
What is entire
200
Collectors are trained _____-______ or _____________
What is Sales-people, telemarketers
200
do not use a cease and desist letter except in ________ situations.
What is Horrible
200
from that date you will have _______ days before the judgment becomes final.
What is several
200
over __% of credit bureau reports have been errors
What is 50%
200
the State Consumer Affirs division are where __________ should be lodged
What is complaints
300
They are typically low-paid positions with high ________.
What is Turnover
300
no collector or creditor man confiscate a ____ account or Garnish _______ without court action
What is bank, lawsuit
300
you can file with the court a ____-___ motion.
What is slow-pay
300
you should check your credit report every _ to _ years
What is 1 to 2
300
The collectors job is to get ____ money only
What is your
400
They are taught in their training to evoke strong _______.
What is emotion
400
do not ley a collector use your credit report as a _____ club.
What is paper
400
all insormation is removed that is _ years old except chapter 7 bankruptcy
What is 7
400
the act rewuires a credit bureau to remove all ___________ within 30 days of notification.
What is inacuracies
400
___ should set the order of payment
What is you
500
The act also allows you to demand a creditor cease calling you at ____.
What is Work
500
when youre unable to pay the minimum payments use the ___-____ plan. Typically lawsuits for under $__,___ are sued in general court sessions.
What is Pro-rata, $10,000
500
chaper 7 bankruptcy stay on for __ years.
What is 10
500
all of these letters should be sent by _________ mail.
What is certified
500
The act restricts collectors calls between _ am & _ pm.
What is 8 & 9
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