ONLINE BANKING
DEBIT CARDS
CUSTOMER FIRST
CALL FLOW
Verification
100

I AM REQUIRED TO RESET A CUSTOMER PASSWORD ONLINE.

WHAT IS Bank1234!

100

THIS HAS TO BE CLOSED ONCE AN INVESTIGATION IS FILED?

WHAT IS A DEBIT CARD

100

POSITIVE LANGUAGE

POSITIVE WORDS, BEING POLITE, USING CUSTOMER'S NAME, RESPONSIVE WORDS/FRIENDLY PROFESSIONAL TONE

100

INTRODUCTION.

WHAT IS GREETING:  THANK YOU FOR CALLING COMERICA BANK MY NAME IS.....MAY I HAVE YOUR NAME PLEASE?

WHAT IS OFFER TO ASSIST:  HOW MAY I HELP YOU?

WHAT IS COMMIT TO ASSIST: I'LL BE HAPPY TO.......?

100

THIS SYSTEM MUST BE THE PRIMARY SOURCE FOR CUSTOMER AUTHENTICATION 

CONVERGE

200

WE MUST WAIT THIS MANY DAYS IF A CUSTOMER HAS THEIR PASSWORD RESET OR EMAIL UPDATED? 

7 DAYS

200

THESE ARE THE TYPE OF RUSHES WE PROVIDE CUSTOMERS FOR DEBIT CARDS

WHAT IS 2-3($25) AND 3-4 ($15)

200

FULL ATTENTION IS NEEDED FOR OUR CUSTOMER THROUGHOUT THE CALL SO THAT THE CUSTOMER WOULDN'T HAVE TO REPEAT THINGS MORE THAN ONCE

WHAT IS ACTIVE LISTENING

200

CLOSING.

WHAT IS FINAL OFFER TO ASSIST? IS THERE ANYTHING ELSE I CAN ASSIST YOU WITH?

WHAT IS CLOSING SCRIPT?  THANK YOU FOR CHOOSING (CALLING) COMERICA BANK

200

GREEN/YELLOW/GRAY/RED

STEP UP AUTHENTICATION 

300
YOU MUST ALWAYS CHECK WHERE BEFORE PREFORMING ANY MAINTENANCE TO OLB

CONVERGE/SERVICE REQUEST

300

I GO HERE TO CHECK STATUS OF A SHIPPED CARD

WHAT IS WC3

300

COMPONENTS OF CUSTOMER FIRST

CALL HANDLING, CUSTOMER EXPERIENCE, PERSONAL SKILLS

300

IDENTIFY NEEDS.

WHAT IS ASK QUESTIONS?

REVIEW/RESERACH ACCOUNT?

LISTEN/UNDERSTAND?

300

CUSTOMER IS SENT TO BANKING CENTER

WHAT IS FAILED 3 VERIFICATION ATTEMPTS?

400

CUSTOMER MUST  KNOW THIS IN ORDER FOR AGENT TO PROVIDE USERNAME

WHAT IS EMAIL ADDRESS

400

THE TIME PERIOD IN WHICH A FRAUD EXCEPTION IS PLACED

WHAT IS 48 HOURS?

400

I AM ADVOCACY

EDUCATING CUTOMER/OWNERSHP/CUSTOMER CENTRICITY 

400

THIS IS ASKED TO A DIRECT EXPRESS CUSTOMER BEFORE TRANSFERRING THEM.

FIRST 6 DIGITS ON THE CARD.

500

I AM THE ONLY PERSON THAT CAN BE ASSISTED WITH COMPLETING OLB TASKS WITH A PAN THAT BEGINS IN 8 OR 9

WHAT IS THE AUTHORIZED SIGNER

500
WHAT IS TIME PERIOD WE GIVE CUSTOMERS TO HAVE CASES COMPLETED

10 BUSINESS DAYS

500

POSITIVE WORDS/USING CUSTOMER'S NAME/RESPONSIVE WORDS

WHAT IS POSITIVE LANGUAGE

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