Junk in the Trunk
Not My Fault
Other than Comprehensive
Kiss my BACF
Symbology
100
The Radius Class
What is used when determining a vehicle's primary factor for auto insurance
100
The insured trips and falls as he is exiting a covered auto and his injury is covered under
What is Medical Payments coverage
100
The coverage needed to pay for damage to a $1,000 worth of property belonging to Tim which you were transporting as a favor.
What is Motor Truck CARGO insurance.
100
The methodology for rating trucks, tractors, and trailers depends on whether the vehicle must be
What is ZONE Rated or not.
100
These 3 symbols combined are the equivalent of Symbol 1
What are symbol 2 - Owned Autos Only, Symbol 8 - Hired Autos only, and Symbol 9 - Nonowned autos only.
200
The only organizations allowed to buy garagekeepers insurance
Who are auto and trailer sellers and servicers.
200
Pays for injuries caused by another motorist who is uninsured
What is Uninsured Motorist
200
For Commercial auto insurance, a truck, tractor, or trailer is non-zone rated if it is
What is a light truck operating over any distance
200
Duty to pay damages A duty to pay "covered pollution cost or expense" A duty to defend the insured
What is the insuring agreement
200
The following commercial auto symbol requires that the insured notify the insurance company within 30 days of acquiring a new auto of the same type already insured for coverage to apply.
What is Symbol 7 - Specifically Described Autos
300
An employer's liability for its emplyees' operation of their autos in the employer's business
What is Employers Nonownership liability
300
A striking together with violent impact
What is a collision
300
These are 3 common BACF Exclusions
What are Expected or intended injury abd cntractual liability exclusions, Workers comp and related exclusions, Care,custody, and Control, related to loading and unloading, operations and completed operations, pollution, war and racing.
300
The following symbol provides PIP coverage only for those autos that are required by law to have it.
What is Symbol 5 - Owned Autos Subject to No-Fault
400
The coverage, included in the Garage Coverage Form, for damage to customers' autos in the named insured's care.
What is Garagekeepers coverage
400
Coverage for direct and accidental loss caused by fire, lightning, explosion, theft, windstorm, hail, earthquake, flood, mischief, vandalism, or loss resulting from sinking, buring, collission or derailment of a conveyance transporting a covered auto.
What is Specified Causes of Loss Coverage.
400
Mobile equipment is covered under the BACF when
It is subject to motor vehicle or financial responsibility laws, in which case it is an auto, not mobile equipment.
500
These are 3 of 5 Appraisal for Physical Damage losses Duties in the event of an Accident, Claim, Suit or loss Legal action Against the Insurer
What is Loss Conditions
500
Symbol 9
What is Nonowned autos only
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