In 2005, this hurricane that tragically hit New Orleans cost the U.S. $130 Billion in insurance payout
What is Hurricane Katrina
If you rent an office space, your landlord would want proof of this liability.
What is general liability
This celebrity has her voluptuous derriere insured for $27 million
Who is J.Lo
Small business owners, property managers, CPAs, financial planners, non-profits, start-ups, captive insurance agents all have what in common for me?
Who are my referral sources
An insurance policy is a contract between the insured and the _______.
What is an insurance carrier
In 1994, this earthquake that hit a Los Angeles neighborhood damaging over 40,000 structures and buildings cost insurance companies $20.6 Billion
What is the Northridge Earthquake
If you work with client's personal information, you need this type of liability.
What is a cyber liability
This country singer had her chest insured in 1970 for $600K
Who is Dolly Parton
My business motto is... "Security is important for all of life's unexpected ______"
What are curveballs
DAILY DOUBLE!!! Fonzi would have been entitled to 100 weeks of workers comp benefits for the loss of use of this body part
What is a thumb
In 2002, a Newport Beach women was awarded $28 Billion in punitive damages after she sued this company claiming her lung cancer could have been avoided had the company provided accurate warnings about the dangers of smoking
Who is Phillip Morris
You work for home decor store, and you recommend a certain product to a client, such as shower tiles, and it turns out those tiles are slippery. This resulted in a slip and fall. If you have this type of liability coverage, you are covered.
What is professional liability?
This rocker had his super-long tongue insured for $1 million
Who is Gene Simmons
One of the benefits of being an insurance broker, such as me, is that I work with many different ________.
What are insurance carriers
A business is not able to operate due to a covered loss. This coverage will pay the payroll and replace the income
What is Business Income Coverage
This person successful won a case where the insurance company had to payout $1 million in liability when a maintenance man fell off a ladder on a property that was not properly maintained.
Who is Brett Shegda
What type of liability insurance covered the famous McDonald's hot coffee lawsuit
What is product liability
This celebrity has her smile insured for $30 Million
Who is Julia Roberts
What type of insurance do I wish to write more of?
What is workers comp
If you have employees, you are required by law in California to have this type of insurance.
What is Workers Comp
in 2014, this car company's insurance paid out $1.4 million PER claim, after their product caused 124 deaths and 275 serious injuries which resulted in worldwide recall.
Who is General Motors
This liability insurance covers an employer when an employee brings suits of discrimination, sexual harassment or wrongful termination.
What is an EPLI (employment practice liability insurance)
Which James Bond actor had his whole insured for $8 million after he insisted on doing his own stunts
Who is Daniel Craig
With my new partnership with TWFG, I had to open up my own physical office. In which city is this located?
Where is Fullerton
If a disaster or catastrophic event occur, a business’s operations will likely be interrupted. During this time, your business will suffer from lost income due to your staff’s inability to work in the office, manufacture products or make sales calls. What type of insurance do you need to get covered for this?
What is business interruption insurance.