Communication
Written or spoken communication or debate
What is Discourse
Dressing the part and presenting yourself professional (hint: looking for a type of communication in an interview)
What is non-verbal communication
Fill in the blank: _______ = Balance
What is Budget = Balance
Most common type of mortgage for the first-time home buyers and those that may need a lower down payment option.
What is an FHA Loan?
A tool that can be used to determine the value of your car
What is Kelly Blue Book
The office on campus where you discuss financial aid needs.
Words spoken
What is verbal communication
Having good eye contact, firm handshake, and speaking professionally (hint: Interview do? Interview don't?)
Fill in the blank: Rent, mortgage, and a car payment are ______ Expenses.
What is Fixed Expenses
Most common type of mortgage for individuals with a higher down payment option and/or that may want to purchase a "fixer upper" type home.
What is a Conventional Loan
A letter that tells you how much you qualify for when purchasing a car
Typically the first thing that you complete when seeking financial aid.
What is the FAFSA
The ability to judge well
What is discernment
Speaking negatively, degrading current or past work experiences, and asking about compensation during an interview (Hint: Interview do? Interview don't?)
What is an interview don't
Fill in the blank: Water bills and electric bills are ________ ________ expenses.
What is Fixed Irregular Expenses
Exclusively for our active-duty service members, veterans, or eligible surviving spouses
What is a VA Loan
This is paid typically 30-60 days after the purchase of a car
What is sales tax
Fill in the blank: ______ and _____ are financial awards received that do not require repayment.
What is grants and scholarships
Unspoken words or gestures
What is non-verbal communication
Connecting with people within your career and exterior to your career
What is networking
Fill in the blank: Going out to eat is a _______ ______ Expense.
What is a Flexible Monthly Expenses
An individual that helps with the home search process, writing contracts, and the ends and outs of home buying
What is a REALTOR (R)
Fill in the blank: ________ _________ has a significant impact on your interest rate.
What is Credit Score
A type of student loan that has interest consistently accruing with each disbursement
What is an unsubsidized loan
The Sandwich Method
What is a way to provide constructive criticism
The number one thing to do before an interview.
What is always be prepared and know the company in which you are applying with
This item outlines your credit "worthiness" and includes all credit accounts, student loans, vehicle loans, and mortgage loans
What is a Credit Report
A type of loan that can be used to make home improvements once a property has already been purchased.
What is a home equity loan
Fill in the blank: When purchasing a car, it is important to understand the difference between _______ vs. ______.
What is Needs vs. Wants
A type of student loan that has no interest attached until six months after graduation or non-attendance in school
What is a Subsidized loan