Transportation & Community
How do you get an instruction permit?
Take a written test at the DMV.
What is another word for citizenship?
Naturalization
What is one reason someone might get a loan?
1. To buy a house
2. To pay for school
3. To buy a car
4. To open a business
5. Pay for personal expenses
6. Other
What is one type of education available to adults?
1. ESL classes
2. Career trainings
3. GED classes
4. 2- year college
5. 4-year college
Why is it important to have car insurance?
If you get into an accident, car insurance helps to pay to fix the damage from both cars. Car insurance also can pay for medical bills if anyone is injured.
What is one way you can get involved in your community?
Religious organizations, parks and recreation, community education, English classes and more!
What is one place you can look for apartments?
Websites like Craigslist, Zillow, Trulia, Padmapper. Sometimes apartments have For Rent signs outside of the building.
What is a down-payment?
A large payment at the beginning of the loan process. A down-payment pays for a portion of the thing being purchased.
What is a cover letter?
A cover letter is a letter that you write to the hiring manager when you want a job. It explains why you should get hired for the job. It is written in letter format and is usually 1 page.
What is the International Institute of Minnesota Help Map?
A website that shows you where to get help with different things.
What is the N-400?
The N-400 is a long form that acts as the citizenship application. It asks you many questions about you and your family.
What are some questions to ask during an apartment tour?
1. How do I pay rent?
2. What utilities do I need to pay?
4. What is the length of the lease?
5. Are pets allowed?
6. How do I contact the property management or maintenance?
7. And more!
What is a credit score?
A credit score is a number that tells lenders someone's history paying back borrowed money.
What website helps you find classes near you?
Literacy Minnesota search engine or Career Force search engine.
What is "behind the wheel" driving practice?
When a professional rides in your car to teach you how to drive.
What happens at the Naturalization interview?
A USCIS officer will ask you questions in English about your N-400. They will also ask you to read and write sentences in English. Last, they will ask you questions about U.S. history and government.
What is a deductible?
It is the amount of money you pay for health care costs before your health insurance starts to pay.
What is the safest lender?
A bank or a credit union. Places that offer loans with no interest or without a credit check can be scams!
What is a GED?
A GED is a certification that says you have the same education as someone who graduated high school. It is also called High School Equivalency or Adult Diploma.
What are car "tabs"?
The sticker on your license plate. It confirms that you paid your vehicle registration fee and your car is registered with the state.
What is one eligibility for U.S. Citizenship?
1. Be at least 18 years old
2. Be a permanent resident for at least 5 years
3. Be a resident of the state you are applying in for at least 3 months
4. Have continuous residence in the U.S. for at least 5 years
5. Have spent at least 30 months in the U.S. in the last 5 years
6. Be able to read, write, speak English and understand basic U.S. history and government
How would you get help navigating MNsure?
Find a MNSure navigator. The International Institute of MN has a navigator named Jenny. You could call or text her. You could also call or text anyone else you find on the MNSure website.
How are credit scores calculated?
Companies called credit bureaus gather information about everyone's history paying back borrowed money. They take this information and put it into a number that ranges from 300 to 850.
What is PTO?
PTO stands for Paid Time Off. It is a benefit offered to employees at some companies. It allows employees to get paid even if they are not at work.