The minimum percentage of the budget that a condo association must designate for reserves on a non-cumulative basis
What is 10%?
A type of claim an owner asserts if the association fails to intervene in racial discrimination from another owner
What is a hostile environment claim?
The name of the agreement that a co-owner enters into with an association if they would like to make changes to the common elements
What is a modification agreement?
A type of flag that cannot be banned in a community association
What is the American Flag?
A requirement to send an electronic notice of an association meeting to an owner
What is consent?
The name of the association record that contains the name and address of every mortgagee in a condo
What is a book of mortgages?
Types of services that can be completely banned in an HOA without violating the Fair Housing Act
What are religious services?
The minimum amount of time that a co-owner must notify a condo association prior to renting a unit
What is 10 days?
An illegal restriction that can be removed by the board of directors without a vote of the owners
What is a restriction that discriminate against a protected class under Fair Housing Act?
The time period to respond to a member that requests a document inspection for a proper purpose
What is 5 business days?
The only type of insurance that a condominium must carry under the administrative rules to the Michigan Condominium Act
What is fire and extended coverage or CGL insurance?
This type of discrimination prevents an HOA from requiring parental supervision for a minor under the age of 18 to use a common area
What is familial discrimination?
While not expressly prohibiting rentals, this restriction can be used to completely ban short-term rentals
What is a commercial use restriction?
This type of restriction on animals is unreasonable based on case law from the Michigan Court of Appeals
What is a weight restriction?
A type of authority that can be used to vote at a meeting of the members but not a meeting of the board of directors
What is a proxy?
The time period a developer has to record "as built" plans after completing all buildings and improvements in a condo
What is 1 year?
The minimum amount of time a condo association has to respond to a disability related request to modify the common elements before it is deemed approved
What is 60 days?
While not expressly prohibiting smoking, this type of restriction can be used to prevent smoking marijuana in a condominium
What is a restriction on illegal activity or nuisance?
The name of the FCC Rules that preclude a community association from banning satellite dishes on areas controlled by the owners
What are the OTARD Rules ("Over the Air Reception Devices")?
The maximum time period an association may go without holding an annual meeting without being subject to a court order to hold a meeting
What is 15 months?
A type of amenity used by the co-owners, that if owned by a third-party, the third-party owner must keep separate books and records for the co-owners to inspect
What are recreational facilities?
What is a readily observable disability?
A type of restriction that can be used to ban chickens in an association when some courts have deemed chickens to be pets
What is a restriction on animals?
A use of property that cannot be banned by a single family use restriction in the governing documents based on public policy
What is a group home?
The name of the date that determines voter eligibility at an association meeting
What is the record date?