Candor LES
Flow used to determine which documents are valid and maps to the corresponding parent document
Entity Mapping
The different levels for each finding (4)
Notifications, Prior to Documents, Suspended, Declined
(Prior to Funding, Prior to Approval)
Source of truth, main loan document that we compare all other documents to
1003, URLA, FNMA
Flow used to test the entire Candor LES Process
Download Loan PDFs
Main Role of James
Information Security
Flow used for calculating all of the income on the loan
LIV Flow
The UW Status of a condition that must be cleared by Candor logic and cannot be cleared by a lender
Candor to Clear
Our structure for Secondary, Former, Prior Employment on the 1003
Other or Old Jobs (Data Repeater)
Dashboard used to create and edit loans or upload documents
1003 Dashboard
or
Loan Application Dashboard
The CSS Guy
Brandon
Order of Operations in the Download Loan PDFs
Fetch Entities -> Entity Mapping -> LIV Calculations -> Master Rule Sets -> Findings Fulfilment Checks* -> Insurance Scoreboard -> Build Loan Documents
Flow that creates all of the conditions found on the findings page
Master Rule Sets Flow
Third Party Documents we receive (at least 3)
Credit XML, DU, LPA, Finicity, FormFree, Flood Cert, TWN XML
Flow used to test JSON import
Bulk Import ICR JSONs
People to go to for Product or Underwriting Questions
Jina Choi
Thomas Aguilar
Purpose of OCR and S3
OCR Vendor translates the loan documents from pdfs to JSONs
S3 stores the files for LES to access
Loan Specific Calculations available on the findings page
LTV, CLTV< Front End DTI, Back End DTI, Interest Rate
Documents that are saved under our Bank Statement Structure
Bank Statements, Finicity, Form Free
Flow used to test importing all types of documents
Show Form
CEO, Founder, Creator, Brains Behind It All
Thomas Showalter
Clients' LOS sends us these documents at the start of the process
URLA, AUS (DU/LPA), Integration XMLs (Third Party)
The different insurance scores viewable on the findings page (5)
Income, Assets, Liabilities, Valuation, Identify, Occupancy
DU and LPA come from these GSEs (must match correctly)
DU = Fannie Mae
LPA = Freddie Mac
User action used to view the Insurance Score breakdown
View Insurance Score History
All QA Team Members
Pam
Michael
Bart
Machelle
Julie