Coverages
This coverage pays for injuries to others for which our insured is legally responsible
What is Bodily Injury Liability?
What is Massachusetts?
The amount of medical coverage that "Basic" PIP covers in WA.
What is $10,000 ?
In this state, credit determines physical damage coverage eligibility.
What is North Carolina?
This discount is automatically applied by our system if the driver has not had any at-fault accidents in 3 or 6 years.
What is Accident Free?
This coverage, subject to a deductible, pays for a broken windshield on our Insured's vehicle.
What is Comprehensive?
The number of states that we offer new business auto policies in.
What is 43?
List 4 things that PIP typically covers.
What are medical costs, work loss, funeral expenses and loss of services (household help)?
In order to bind coverage in this state, the UM/UIM coverages must be stacked and equal to the BI limits.
What is Florida?
This discount's requirements are that the eligible student goes to school full time, does not keep a vehicle with them on campus, and is under the age of 25.
What is student over 100 miles away?
Name the 2 requirements we have for a client to be eligible for Gap Coverage.
What is less than 1,000 miles at purchase and must be the original titleholder?
Name the 3 states where we never run credit.
What are California, Hawaii, and Massachusetts?
The minimum PIP limit required in the state of UT.
What is $3000 ?
In this state, you are required to ask if the NI have completed any drug/alcohol awareness training courses in the last 3 years.
What is Texas?
This discount, available in a few states, provides savings if the vehicle's headlights are always on.
What is daytime running lights?
This coverage pays the insured's collision deductible in the event the insured is involved in a NFA in CA with an uninsured driver.
What is UMPD In CA?
In this state, golf carts licensed for road usage are eligible for coverage and can be quoted by emailing GB CS FUP.
What is Arizona?
When electing PIP or Med pay in TX, this endorsement is also required.
What is Supplementary Death Benefit?
When quoting in this state, you are required to ask the client if their vehicles will be used to carry items or people for a fee, such as a cab driver.
What is Delaware?
This "discount" is available upon request only, and applies to an unmarried driver with a dependent living with them.
What is Single Parent?
This endorsement covers any permanently installed equipment in a vehicle, such as telephones, scanning monitor receivers, television sets, or two-way mobile radios.
What is Sound Receiving Equipment?
In this state, is it a requirement to list a spouse on a policy, regardless if they are separated and not living in the same household.
What is Texas?
Explain the difference between Limited and Unlimited Lawsuit options for NJ PIP.
What is the ability to sue for pain and suffering based on an injury threshold vs retaining the right to sue the at fault party regardless of the injury ?
In this state, if a vehicle is between 21-39 years old, we do NOT need a CMS, only photos for UW review.
What is California?
This discount, only available in 1 state, will automatically apply to the policy if the driver is 65 years of age or older.
What is Senior Citizen?