Checking
What is the name of our 4 main Checking Accounts
- Primary Checking
- Select Checking
- Premier Checking
- Prestige Checking
If a client has large balances in their savings (or checking) that are mostly untouched, what should we offer them?
CDs or Wealth!
What is the fee for our balance transfers?
$5 or 3% - whichever is higher
What are the benefits of our Prestige Checking?
- Free ATM W/Ds
- Free Checks
- Interest Bearing Acct
- No OD Transfer Fees
- Preferred Rates
- SDB
What is the minimum opening deposit of our CDs?
What is the APR for our secured Credit Card?
25.49% (Variable)
What is the fee for our Sure Advantage Checking account?
$5
How many interest tiers does our money market have? (and bonus: what's the interest spread of them all)
7 Tiers
0.05% - 0.15%
With the exception of the Smart Option and Secured CC - what are the 3 ways our credit card rewards can be paid out?
- Cash Back
- Pay me Back
- Pay my Loan
What is the minimum opening deposit for each of our checking accounts?
$50 for Primary and Select
$100 for Premier or Prestige
$0 for Liberty Classic and Liberty Advantage
$25 for Sure Advantage
What are the early withdraw penalties for our CDs?
- 7 to 90 Day CD : Full CD Interest
- 91 Day to 1 Year CD : 3 Months' Interest
- 1 Year+ : 6 Months' Interest
Which of our credit cards have annual fees, and what are they?
- Travel Rewards ($95 after the first year)
- Secured ($29)
What 4 ways can a client avoid the fee on a Premier Checking?
- ACH of $4,000+
- ADB of $5,000 across accounts
- EQL of $25,000
- Loan of original amount $25,000+
What fees may clients get from the Regular Savings?
- $5 Service Charge with less than $300 ADB
- $3 per w/d (after 2 free) with less than $2,500 ADB
When do a client's credit cards rewards expire?