What is who should you inform if you suspect that someone has stolen your identity
100
right to redress
What is law that grants a swift and fair remedy for wrongs that were done to a consumer
100
verification number
What is the number on the back of a debit card that is used to help ensure that the card is in the cardholder's possession when making purchases
100
transfers title of goods
What is a bill of sale
100
the terms agreed upon, the signature of both parties, the signature of the witnesses
What is what should be included on a written contract
200
deposit/credit
What is the column used in a check register to record a deposit
200
security deposit
What is a fee that is usually required when signing a lease for an apartment
200
Check 21
What is a federal law that allows money to be automatically withdrawn from an account when a check is written
200
10-20%
What is the percentage of the purchase price of a home that is typically used for a down payment
200
less privacy
What is a disadvantage of renting
300
single payment credit
What is a type of credit that has one payment only
300
specific, time bound, attainable
What is the words included in the acronym SMART goals
300
using handprint recognition instead of a PIN number, using eye scan recognition instead of a PIN number, using finger scan recognition instead of a PIN number
What is a future trend of E-banking
300
W-4
What is a form that every employee receives with their wages for the year
300
Signed name, social security number, address
What is items included on a signature card
400
FICA
What is social security and medicare
400
30% of your income
What is the highest amount that a person should spend on housing
400
monitors deceptive advertising, packaging, and selling of products
What is the FTC (Federal Trade Commision)
400
build equity which can be borrowed against
What is an advantage of owning a home
400
Kelly Blue Book, Motor Trend, Consumer Reports
What is publications that can be used for pre-shopping research for an automobile?
500
your credit card can be stolen, which could lead to identity theft, impulse buying, over spending
What is drawbacks to using credit
500
lemon law
What is law that covers vehicles that have a substantial defent which cannot be fixed in a reasonable time
500
when using another financial institution's machine
What is when a fee would be charged at an ATM
500
Consider the opportunity cost and make a decision
What is the final step of the five step process of comparison shopping
500
blank endorsement
What is a type of endorsement in which anyone can cash or deposit the check after the check has been signed by the receiver