Deceptive Adverising
Labeling/ Packaging Laws
Sales
Credit Protection
Consumer Health and Safety
100
occurs if a reasonable consumer would be mislead by the advertising claim.
What is deceptive advertising
100
Cigarette Packages must have...
What is a warning
100
Governs credit provision associated with sales contracts
What is regualtion Z18
100
What is the most important aspect of consumers protection legislation that Junior should know about?
What is Credit Protection
100
Which act was incorporated into the consumer product safety improvement act?
What is the lead free toys act
200
occurs if the seller refuses to show the advertised item, fails to have a reasonable quantity of the item in stock, fails to promise to deliver the item within reasonable time, or discourages employees from selling the item.
What is bait and switch advertising
200
By federal labels much be...
What is accurate and easily understood
200
A law that gives buyers the right to cancel their contracts within 3 business days of purchase
What is the cooling off law
200
Why is it important for Junior to know the Truth and Lending Act?
What is being honest as a vendor to your consumer by giving fair trades
200
List 1 of the 5 things that the consumer product safety act authorizes the CPSC to do
What is 1-set safety standards for consumer products 2-ban "unreasonable risk" products 3-remove hazardous products 4-report on products already sold that have proven hazardous 5-administer other product-sfety legislations (PG 892)
300
These 3 are required to avoid... 1- All ad’s must be truthful and not misleading 2-Must be substantiated-evidence to back up claims 3-Must have clear and conspicuous disclosure of any qualifying or limiting information
What is Online Deceptive Advertising
300
The energry conservation act of 1975 requires...
What is auto makers to attach an information label to every new car
300
Name 1 reason why the number of consumers who have fallen to internet fraud has doubled in '08
What is 1-economic recession 2-job losses 3-mounting debt 4-dwindling savings 5-consumers are looking for any source of income
300
What act prohibits the denial of credits soley on the basis of race, religion, origin, color, gender, marital status, or age
What is Equal Credit Opportunity Act
300
When was the consumer product safety act enacted
What is 1972
400
Required to stop the advertisement
What is cease-and-desist order
400
Name 1 of the 4 requirements of food product labels from the fair packagin and labeling act...
What is 1-the product 2- the net quantity of contents, number of servings, and size of serving 3-the manufacturer 4- the packager or distributor
400
What rule was reamended from 1975 to 1993 that requires Junior to accept returns of merchandise within a specific time period
What is FTC Mail or Telephone Order Merchandise Rule
400
A notice to a debtor from a collection agency informing the debtor that he/she has 30 days to challenge the debt and request verification
What is Validation Notice
400
When do distributors of consumer products have to notify the CPSC if their product has a defect
What is immediately
500
Cannot use automatic telephone dialing system or a prerecorded voice
What is Telephone Consumer Protection Act
500
Name 1 of the 4 laws that regulate labeling and packaging
What is 1- Wool products labeling act of 1939 2-fur products labeling act of 1951 3-the flammable fabrics act of 1953 4-the fair packaging and labeling act of 1966
500
Under what act does the consumers who recieve unsolicited merchandise sent by U.S. mail have the right to keep it, throw it away, or dispose of it in any manner that he/she chooses
What is the Postal Reorganization Act of 1970
500
Name 1 of the 7 requirements on credit card companies
What is increased interest rates, 45 day advance on term changes, bills sent 21 days prior to due date, interest rates may not increase, no over the limit fees, anyting over minimum balance goes to the item with the highest interest rate, and may not compute finance charges based on previous billing cycle (PG 888)
500
Who monitors the requirements of the Federal Food, Drug and Cosmetic act
What is FDA-Food and Drug Administration
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