Auto Loans
This is the minimum monthly payment amount for an auto loan
What is there is none
These are 3 reasons someone could use the funds from a home equity line of credit for.
What is any 3 reasons
This is the current national Prime Rate
What is 3.25%
This is the discount FMB offers on installment loans for automatic payment from an FMB account
What is .25%
Name two products that have origination and processing fees that total $125
What is Auto, mobile homes, boat, motorcycle, unsecured
This is the minimum loan amount for an auto loan
What is $2500 ($1,000 for MI Home Improvement requests)
A customer can use this loan to help establish or rebuild their credit
What is a CD-SAV Secured Loan, Credit Creator
This is a line of revolving credit with an adjustable interest rate
What is a HELOC
This is the discount FMB offers for First Direct Customers
What is Annual fee waived for new HELOC accounts
DAILY DOUBLE
This product has a $75 annual fee
This is the maximum value of a vehicle that FMB will lend against
What is 100%
This loan can provide peace of mind when it comes to managing their checking account
What is an ODP
Name one product we can use for non-owner occupied properties
What is a SHR, HELOAN, Swing
This is FMB's minimum credit score for secured loans
What is 660
This is designed to cover the financial difference between the actual cash value of a customer's vehicle & the payoff of the loan in the event of a total loss.
What is GAP Protection Insurance
This is the maximum age of a vehicle for FMB to lend
What is None (Classic Car up to 50 years old)
This loan can provide peace of mind in managing emergency situations
What is a HELOC
DAILY DOUBLE
Name 3 types of real estate secured loans we offer
This is the processing fee on a Smart Home Refi
What is $199
This product has a $500 minimum loan amount
What is ODP
This is the maximum mileage allowed without a rate increase
What is 150,000
These loans do not have a prepayment penalty
What is All
This is the current rate for 12 months for our HELOC Promotion
What is 2.49%
This is the minimum credit score needed to qualify for the HELOC Promotional rate
What is 700
Who pays for the services on a Home Equity Loan (appraisal, title search, flood certification)
What is the Bank